If IQ Data International is showing up on your credit report, it usually means you have unpaid rent or housing-related debt that’s been sent to collections. Collection accounts like this can seriously lower your credit score and make it harder to qualify for new housing, loans, or credit cards.
Here’s what you need to know about IQ Data International and how to work toward getting them removed from your credit report.
Who Is IQ Data International?
IQ Data International, also known as Rent Collect Global and Assurant Recovery Solutions, is a debt collection agency based in Bothell, Washington. They’ve been in business since 1998 and specialize in recovering unpaid rent and related charges for property management companies.
On your credit report, they may show up under different names, including:
- IQ Data Collection
- IQ Data Int
- IQ International
- IQData
If you owe money from a lease or housing-related debt, IQ Data International may be the company contacting you.
Who Does IQ Data International Collect For?
IQ Data International works mainly with:
- Apartment complexes and property managers – Recovering unpaid rent, broken lease fees, or damages
- Housing providers – Collecting unpaid move-out balances or fees
If you left an apartment owing money, your account could have been turned over to IQ Data International for collection.
Is IQ Data International Legit or a Scam?
IQ Data International is a legitimate debt collection agency. They are authorized to collect debts on behalf of their clients. However, errors can happen, so always verify the details of any debt before agreeing to pay.
How to Remove IQ Data International from Your Credit Report
Collection accounts can stay on your credit report for up to seven years, but there are ways to try to remove them sooner:
- Dispute inaccurate information: If the account doesn’t belong to you or the details are wrong, file a dispute with the credit bureaus.
- Request debt validation: You can ask IQ Data International to provide written proof that the debt is valid. If they can’t, they must stop reporting it.
- Negotiate a pay-for-delete: Some collection agencies will agree to remove the account from your credit report in exchange for payment. Always get this agreement in writing.
- Work with a credit repair professional: Experts can help dispute inaccurate or unfair negative items and improve your chances of removal.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay IQ Data International?
Before reaching out to IQ Data International or sending any payment:
- Confirm the debt is yours
- Check that the balance is accurate
- Know your rights under state laws, including the statute of limitations
Paying off a collection account without a clear strategy can sometimes reset the reporting timeline, keeping the item on your report longer. Many people work with credit repair professionals to handle the process properly.
Can IQ Data International Sue You or Garnish Your Wages?
Yes, IQ Data International has the legal right to sue for unpaid debts. If they take you to court and win, they may:
- Garnish your wages
- Levy your bank accounts
Lawsuits are usually a last resort, as most collection agencies prefer to set up payment plans or negotiate settlements. Wage garnishment laws vary by state.
IQ Data International Contact Information
Address:
IQ Data International
21222 30th Dr. SE
Bothell, WA 98021
Mailing Address:
P.O. Box 340
Bothell, WA 98041-0340
Phone Number:
(888) 248-2509
IQ Data International Complaints
IQ Data International has received consumer complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Inaccurate credit reporting
- Harassment or excessive phone calls
- Failure to provide debt verification
If you’re facing these issues, you can file a formal complaint and dispute the information.
Your Rights When Dealing with IQ Data International
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect consumers from unfair collection practices:
- You can dispute inaccurate information on your credit report
- You can request written debt validation within 30 days
- Debt collectors cannot harass, threaten, or use abusive language
- They must clearly identify themselves as a collection agency
- They cannot threaten arrest or legal actions they aren’t authorized to take
Knowing your rights makes it easier to deal with debt collectors and protect your credit.
Get IQ Data International Removed from Your Credit Report
If IQ Data International is damaging your credit and you want help, consider working with a trusted credit repair company like Credit Saint. They’ve helped thousands of people remove negative items from their credit reports—and they even offer a 90-day money-back guarantee for peace of mind.
Ready to clean up your credit? Visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
