Keynote Consulting

Who is Keynote Consulting?

Keynote Consulting, Inc. is a debt collection agency based in Arlington Heights, Illinois. They focus on the recovery of unpaid debts, collaborating with creditors to recuperate the money they are owed.

If Keynote Consulting is listed on your credit report as a collections account, it generally indicates that they have acquired a debt in your name from the original creditor.

Who does Keynote Consulting collect for?

Keynote Consulting collects debts for credit card companies, healthcare providers, medical billing companies, property management firms and landlords, municipalities, private clubs and organizations, commercial, and more.

Is Keynote Consulting legit or a scam?

Keynote Consulting, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Keynote Consulting from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Keynote Consulting, Inc. Contact Information

Address:

Keynote Consulting, Inc.
1530 E Dundee Rd Ste 190
Palatine, IL 60074

Phone number: (847) 788-1530

Should I contact or pay Keynote Consulting, Inc.?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Keynote Consulting is to work with a credit repair professional. They help remove millions of negative items every year from companies like Keynote Consulting, Inc. on behalf of their clients.

Will Keynote Consulting, Inc. sue me or garnish my wages?

Keynote Consulting, Inc. has the legal right to sue you for the unpaid debt. If they win the case and obtain a court judgment against you, they may be allowed to garnish your wages or levy your bank account, depending on the laws of your state. However, federal and state laws set limits on the amount that can be garnished, and certain types of income are protected from garnishment.

Keynote Consulting, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Keynote Consulting, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a third-party collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Keynote Consulting, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Keynote Consulting may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Keynote Consulting must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Keynote Consulting cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Keynote Consulting From Your Credit Report Today!

Credit Saint can assist you in disputing Keynote Consulting accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.