Lamont, Hanley & Associates

Who is Lamont, Hanley & Associates?

Lamont, Hanley & Associates, Inc. is a debt collection agency located in Manchester, New Hampshire. They provide debt recovery services to help companies mitigate losses associated with unpaid debts.

If their name appears on your credit report, it typically signifies an unsettled financial obligation. This usually stems from an unpaid bill or other outstanding debt that has been passed on for collection.

Who does Lamont, Hanley & Associates collect for?

Lamont, Hanley & Associates work on behalf of a variety of clients to recover overdue payments. They have a strong presence in the healthcare sector, collecting debts for doctors’ offices which may include outstanding bills for medical procedures, treatments, or consultations. Moreover, they work with insurance companies, helping them recoup payments that were never received.

Is Lamont, Hanley & Associates legit or a scam?

Lamont, Hanley & Associates is a legitimate collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Lamont, Hanley & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Lamont, Hanley & Associates, Inc. Contact Information

Address:

Lamont, Hanley & Associates, Inc.
1138 Elm Street
Manchester, NH 03101

Phone numbers: (800) 639-2204 or (603) 625-5547

Should I contact or pay Lamont, Hanley & Associates?

Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Lamont, Hanley & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Lamont, Hanley and Associates on behalf of their clients.

Will Lamont, Hanley & Associates sue me or garnish my wages?

Lamont, Hanley & Associates, as with any debt collection agency, has the option to take legal action, which could potentially lead to wage garnishment or a lawsuit. However, this is generally considered a last resort after other debt collection methods have been exhausted.

It’s worth noting that these outcomes depend on many factors, such as the size of the debt, the laws in your state, and the specific policies of the agency itself.

Lamont, Hanley & Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Lamont, Hanley & Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Lamont, Hanley & Associates to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Lamont, Hanley & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Lamont, Hanley & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Lamont, Hanley & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Lamont, Hanley & Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Lamont, Hanley & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.