MARS Collection Agency

Is MARS Collection Agency hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is MARS Collection Agency?

MARS Collection Agency, also known as M.A.R.S., Inc., is a debt collection agency based in Tulsa, Oklahoma. They have been operating since 1971, serving both local businesses and national clients.

If you see M.A.R.S., Inc. on your credit report, it indicates that they are trying to collect a debt that you allegedly owe.

Who does MARS Collection Agency collect for?

MARS Collection Agency provides debt collection services across a variety of sectors, including commercial, government, landlord/tenant lease defaults, medical, retail, subrogation, and telecommunications.

Is MARS Collection Agency legit or a scam?

MARS Collection Agency is a legitimate, licensed company. They are authorized to collect debts on behalf of their clients. However, always remember to verify any debts a collection agency claims you owe.

How can I remove MARS Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

MARS Collection Agency Contact Information


MARS Collection Agency
10830 E 45th St Ste 400
Tulsa, OK 74146

Phone number: (918) 748-8444

Should I contact or pay MARS Collection Agency?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with MARS collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like MARS Collection Agency on behalf of their clients.

Will MARS Collection Agency sue me or garnish my wages?

Like other collection agencies, MARS Collection Agency has the right to sue you if you owe a debt. If they win the lawsuit and receive a judgment against you, they could potentially garnish your wages depending on your state’s laws. However, it’s worth noting that not every agency will choose to go this route, as lawsuits are time-consuming and costly.

MARS Collection Agency Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MARS Collection Agency

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for MARS Collection Agency to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • MARS may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • MARS must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • MARS cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove MARS Collection Agency From Your Credit Report Today!

Credit Saint can assist you in disputing MARS collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.