Meade & Associates

Who is Meade & Associates?

Meade & Associates, Inc. is a third-party collection agency based in Lewis Center, Ohio. They assist businesses in recovering debts that haven’t been paid.

If this company gets involved in collecting a debt you owe, it can appear on your credit report as a collections account.

Who does Meade and Associates collect for?

Meade & Associates serves a wide variety of industries. They provide debt collection services for higher education institutions, commercial businesses, banking institutions, service providers, utility companies, and veterinary practices. Their role is to recover outstanding debts on behalf of these entities.

Is Meade and Associates legit or a scam?

Meade and Associates cater to various sectors for debt collection, including colleges and universities, commercial debt, banking institutions, service providers, utilities, and veterinarians. Their work ranges from collecting unpaid tuition fees, overdue business payments, defaulted loans, and unpaid utility bills, to outstanding payments for veterinary services.

How can I remove Meade & Associates from my credit report?

Meade & Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Meade & Associates, Inc. Contact Information

Address:

Meade & Associates, Inc.
737 Enterprise Drive
Lewis Center, OH 43035

Phone number: (800) 686-3233 or (614) 436-6160

Should I contact or pay Meade & Associates, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Meade & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Meade and Associates on behalf of their clients.

Will Meade & Associates, Inc. sue me or garnish my wages?

Meade & Associates, Inc. has the legal right to sue you for the unpaid debt, depending on the nature of the debt and the applicable laws in your state. If they win a lawsuit against you and obtain a judgment, they may have the legal right to garnish your wages or take other actions, like levying your bank account.

However, remember that not all debt collectors will choose to go down this route, as lawsuits are time-consuming and costly. Often, debt collectors prefer to work out a payment plan or settlement to avoid court proceedings.

Meade & Associates, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Meade & Associates, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Meade & Associates to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Meade & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Meade & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Meade & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Meade & Associates From Your Credit Report Today!

Credit Saint can help you dispute Meade & Associates collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.