Meade & Associates


Is Meade & Associates hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Meade & Associates?

Meade & Associates, Inc. is a third-party collection agency based in Lewis Center, Ohio. They assist businesses in recovering debts that haven’t been paid.

If this company gets involved in collecting a debt you owe, it can appear on your credit report as a collections account.

Who does Meade and Associates collect for?

Meade & Associates serves a wide variety of industries. They provide debt collection services for higher education institutions, commercial businesses, banking institutions, service providers, utility companies, and veterinary practices. Their role is to recover outstanding debts on behalf of these entities.

Is Meade and Associates legit or a scam?

Meade and Associates cater to various sectors for debt collection, including colleges and universities, commercial debt, banking institutions, service providers, utilities, and veterinarians. Their work ranges from collecting unpaid tuition fees, overdue business payments, defaulted loans, and unpaid utility bills, to outstanding payments for veterinary services.

How can I remove Meade & Associates from my credit report?

Meade & Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Meade & Associates, Inc. Contact Information


Meade & Associates, Inc.
737 Enterprise Drive
Lewis Center, OH 43035

Phone number: (800) 686-3233 or (614) 436-6160

Should I contact or pay Meade & Associates, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Meade & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Meade and Associates on behalf of their clients.

Will Meade & Associates, Inc. sue me or garnish my wages?

Meade & Associates, Inc. has the legal right to sue you for the unpaid debt, depending on the nature of the debt and the applicable laws in your state. If they win a lawsuit against you and obtain a judgment, they may have the legal right to garnish your wages or take other actions, like levying your bank account.

However, remember that not all debt collectors will choose to go down this route, as lawsuits are time-consuming and costly. Often, debt collectors prefer to work out a payment plan or settlement to avoid court proceedings.

Meade & Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Meade & Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Meade & Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Meade & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Meade & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Meade & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Meade & Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Meade & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.