Who is Meade & Associates?
Meade & Associates, Inc. is a third-party debt collection agency located in Lewis Center, Ohio. They partner with businesses to recover unpaid debts from individuals. If Meade & Associates is handling a debt you owe, their name may appear on your credit report as a collections account, which can negatively impact your credit score.
Who does Meade and Associates collect for?
Meade & Associates serves a wide variety of industries. They provide debt collection services for higher education institutions, commercial businesses, banking institutions, service providers, utility companies, and veterinary practices. Their role is to recover outstanding debts on behalf of these entities.
Is Meade and Associates legit or a scam?
Meade and Associates cater to various sectors for debt collection, including colleges and universities, commercial debt, banking institutions, service providers, utilities, and veterinarians. Their work ranges from collecting unpaid tuition fees, overdue business payments, defaulted loans, and unpaid utility bills, to outstanding payments for veterinary services.
How can I remove Meade & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Meade & Associates, Inc. Contact Information
Address:
Meade & Associates, Inc.
737 Enterprise Drive
Lewis Center, OH 43035
Phone number: (800) 686-3233 or (614) 436-6160
Should I contact or pay Meade & Associates, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Meade & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Meade and Associates on behalf of their clients.
Will Meade & Associates, Inc. sue me or garnish my wages?
Meade & Associates, Inc. has the legal right to sue you for the unpaid debt, depending on the nature of the debt and the applicable laws in your state. If they win a lawsuit against you and obtain a judgment, they may have the legal right to garnish your wages or take other actions, like levying your bank account.
However, remember that not all debt collectors will choose to go down this route, as lawsuits are time-consuming and costly. Often, debt collectors prefer to work out a payment plan or settlement to avoid court proceedings.
Meade & Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Meade & Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Meade & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Meade & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Meade & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Meade & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Meade & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Meade & Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
