Who is Mediation Account Center?
Mediation Account Center is a debt collection agency based in Pembroke Pines, Florida. They assist businesses in recovering unpaid debts.
If Mediation Account Center appears on your credit report as a collections account, it indicates that you have an outstanding debt that remains unpaid.
Who does Mediation Account Center collect for?
Mediation Account Center specializes in collecting past due debts for original creditors across various industries. These can include companies from the healthcare sector, credit card companies, utility providers, and more.
Is Mediation Account Center legit or a scam?
Mediation Account Center is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Mediation Account Center from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Mediation Account Center Contact Information
Address: n/a
Phone number: (833) 498-1287
Should I contact or pay Mediation Account Center?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Mediation Account Center is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mediation Account Center on behalf of their clients.
Will Mediation Account Center sue me or garnish my wages?
Mediation Account Center has the capacity to sue for unpaid debts. If they opt to take legal action and win the lawsuit, they might have the ability to garnish your wages or take other measures to collect the debt, depending on your local and state laws.
However, lawsuits can be costly and time-consuming, and are typically considered a last resort. Before initiating a lawsuit, most debt collection agencies prefer to work out a payment plan or negotiate a settlement agreement with the debtor.
Mediation Account Center Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Mediation Account Center
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Mediation Account Center to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Mediation Account Center cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Mediation Account Center must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Mediation Account Center cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Mediation Account Center From Your Credit Report Today!
Credit Saint offers assistance with disputing Mediation Account Center collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
