If Mediation Account Center has appeared on your credit report, it could be lowering your credit score. Here’s what you need to know about this debt collector and how to get their account removed.
Who Is Mediation Account Center?
Mediation Account Center is a debt collection agency based in Pembroke Pines, Florida. They work on behalf of businesses to collect unpaid debts.
If you see their name listed on your credit report, it typically means a debt has been sent to collections, which can stay on your report for up to seven years and hurt your credit score.
Who Does Mediation Account Center Collect For?
Mediation Account Center works with businesses from several industries, including:
- Healthcare providers
- Credit card companies
- Utility companies
- Other service providers
They are hired to recover unpaid bills, overdue balances, and other debts.
Is Mediation Account Center Legitimate?
Yes, Mediation Account Center is a real debt collection company. But just because they’re legitimate doesn’t mean every account they report is accurate. Credit reporting errors happen, so always verify the debt before making payments.
You have the right to request proof that the debt belongs to you and that the amount is correct.
How to Remove Mediation Account Center From Your Credit Report
Collection accounts can damage your credit score for years, but you have options to address them:
- Dispute Inaccurate Information: If the account details are incorrect or incomplete, file a dispute with the credit bureaus to have it removed.
- Request a Pay-for-Delete: Some collection agencies agree to remove the account if you settle the debt. Always get the agreement in writing before sending payment.
- Work With a Credit Repair Company: Credit repair professionals can challenge collections and help clean up your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Mediation Account Center?
Before reaching out, confirm the debt is valid and still within your state’s statute of limitations. Making payments can sometimes reset the reporting clock, keeping the account on your credit report longer.
Many people work with credit repair experts who understand how to handle companies like Mediation Account Center and protect their credit in the process.
Can Mediation Account Center Sue You or Garnish Your Wages?
They have the legal right to sue for unpaid debts. If they win in court, they could garnish your wages or take other actions to collect, depending on your state’s laws.
That said, lawsuits are expensive and often considered a last resort. Most collection agencies prefer to settle debts through payment plans or lump-sum settlements before pursuing legal action.
Complaints About Mediation Account Center
Like many debt collectors, Mediation Account Center has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common issues include:
- Inaccurate reporting
- Harassment or aggressive collection tactics
- Refusing to verify debts when requested
If your rights are being violated or you’re experiencing harassment, you can file a complaint with these agencies.
Your Rights When Dealing With Mediation Account Center
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair collection tactics. These laws help ensure your rights are protected.
Here’s what those protections include:
- They cannot report false or incomplete information about you
- You have the right to request debt validation within 30 days. They must prove the debt belongs to you and that the amount is accurate
- Harassment, threats, repeated calls, or abusive language are illegal
- They must clearly state who they are and that they are collecting a debt
- They cannot threaten arrest or jail for unpaid debts
Mediation Account Center Contact Information
- Phone Number: (833) 498-1287
(Physical address information is not publicly available at this time.)
Remove Mediation Account Center From Your Credit Report Today
Collections can stay on your credit report for years, but you don’t have to face it alone. Credit Saint has helped thousands of people dispute inaccurate negative items on their credit reports. They even offer a 90-day money-back guarantee for extra peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
