Medical Data Systems, Inc.

Who is Medical Data Systems?

Medical Data Systems, Inc. (MDS), also known as Medical Revenue Service, is a debt collection agency and healthcare revenue cycle management company based in Vero Beach, Florida. The company specializes in recovering overdue payments, primarily in the healthcare sector.

If MDS is listed on your credit report, it usually means you have an unpaid healthcare-related bill that has been sent to collections.

Who does Medical Data Systems collect for?

Operating exclusively within the healthcare industry, Medical Data Systems serves a variety of clients such as hospitals, clinics, and other healthcare providers.

Is Medical Data Systems legit or a scam?

Medical Data Systems is a legitimate company. They’ve been in business since 1988, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Medical Data Systems from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Medical Data Systems (MDS) Contact Information

Address:

Medical Data Systems, Inc.
2001 9th Avenue Suite 312
Vero Beach, FL 32960

Phone number: (888) 773-2255 or (772) 770-2255

Should I contact or pay Medical Data Systems?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Medical Data Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Medical Data Systems on behalf of their clients.

Will Medical Data Systems sue me or garnish my wages?

Medical Data Systems has the ability to pursue legal action if you fail to pay a debt. This could potentially involve filing a lawsuit against you. If they are successful in obtaining a judgment from the court, they may then have the ability to garnish your wages, levy your bank account, or place a lien on your property.

However, it’s important to note that pursuing legal action is typically seen as a last resort for most collection agencies. They often prefer to negotiate a payment plan or reach a settlement with the debtor rather than going through the time-consuming and costly process of litigation.

Medical Data Systems, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Medical Data Systems, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Medical Data Systems to report inaccurate or incomplete information about you.
• Request debt validation. Under the FDCPA, you have the right to validate am alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Medical Data Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Medical Data Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Medical Data Systems cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Medical Data Systems From Your Credit Report Today!

Credit Saint can assist you in disputing Medical Data Systems collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.