Medical Data Systems, Inc.


Is Medical Data Systems, Inc. hurting your credit score?

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Who is Medical Data Systems?

Medical Data Systems, Inc. (MDS), also known as Medical Revenue Service, is a debt collection agency and healthcare revenue cycle management company based in Vero Beach, Florida. The company specializes in recovering overdue payments, primarily in the healthcare sector.

If MDS is listed on your credit report, it usually means you have an unpaid healthcare-related bill that has been sent to collections.

Who does Medical Data Systems collect for?

Operating exclusively within the healthcare industry, Medical Data Systems serves a variety of clients such as hospitals, clinics, and other healthcare providers.

Is Medical Data Systems legit or a scam?

Medical Data Systems is a legitimate company. They’ve been in business since 1988, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Medical Data Systems from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Medical Data Systems (MDS) Contact Information


Medical Data Systems, Inc.
2001 9th Avenue Suite 312
Vero Beach, FL 32960

Phone number: (888) 773-2255 or (772) 770-2255

Should I contact or pay Medical Data Systems?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Medical Data Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Medical Data Systems on behalf of their clients.

Will Medical Data Systems sue me or garnish my wages?

Medical Data Systems has the ability to pursue legal action if you fail to pay a debt. This could potentially involve filing a lawsuit against you. If they are successful in obtaining a judgment from the court, they may then have the ability to garnish your wages, levy your bank account, or place a lien on your property.

However, it’s important to note that pursuing legal action is typically seen as a last resort for most collection agencies. They often prefer to negotiate a payment plan or reach a settlement with the debtor rather than going through the time-consuming and costly process of litigation.

Medical Data Systems, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Medical Data Systems, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Medical Data Systems to report inaccurate or incomplete information about you.
  • Request debt validation. Under the FDCPA, you have the right to validate am alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Medical Data Systems cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Medical Data Systems must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Medical Data Systems cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Medical Data Systems From Your Credit Report Today!

Credit Saint can help you dispute Medical Data Systems collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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