Midwest Fidelity Services, LLC

Who is Midwest Fidelity Services, LLC?

Midwest Fidelity Services, LLC is a professional debt collection agency, headquartered in Ottawa, Kansas. They recover funds from debts that have not been paid.

If you find Midwest Fidelity Services, LLC on your credit report, it suggests that you have an outstanding debt that was handed over to them by the original creditor, often because of delayed or non-payment.

Who does Midwest Fidelity Services collect for?

Midwest Fidelity Services, LLC serves a varied client base, specifically focusing on medical, dental, and commercial sectors. They act on behalf of these businesses to collect outstanding debts. This might include debts like unpaid medical bills, overdue dental service charges, or unsettled invoices from commercial businesses.

Is Midwest Fidelity Services legit or a scam?

Midwest Fidelity Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Midwest Fidelity Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Midwest Fidelity Services, LLC Contact Information

Address:

Midwest Fidelity Services, LLC
103 S Main St
Ottawa, KS 66067

Phone number: (844) 343-4589

Should I contact or pay Midwest Fidelity Services, LLC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Midwest Fidelity Services, LLC on behalf of their clients.

Will Midwest Fidelity Services, LLC sue me or garnish my wages?

While Midwest Fidelity Services, LLC, like any debt collection agency, is entitled to sue you to collect an outstanding debt, it is typically not their immediate course of action. The company aims to work out a payment plan with the debtor, and legal action is usually considered a last resort when all other attempts at resolution have been exhausted. If they obtain a judgment against you, they could potentially garnish your wages.

Midwest Fidelity Services, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Midwest Fidelity Services, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Midwest Fidelity Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Midwest Fidelity Services, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Midwest Fidelity Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Midwest Fidelity Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Midwest Fidelity Services From Your Credit Report Today!

Credit Saint can assist you in disputing Midwest Fidelity Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.