Midwest Service Bureau


Is Midwest Service Bureau hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Midwest Service Bureau?

Midwest Service Bureau, Inc. (MSB) is a debt collection agency based in Wichita, Kansas. They work on behalf of creditors to pursue unpaid debts.

If you find MSB listed on your credit report, it indicates an outstanding debt that they are attempting to collect.

Who does Midwest Service Bureau collect for?

Midwest Service Bureau collects for a range of institutions, including banks, credit unions, healthcare and medical facilities, and utility companies.

Is Midwest Service Bureau legit or a scam?

Midwest Service Bureau, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Midwest Service Bureau from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Midwest Service Bureau, Inc. (MSB) Contact Information


Midwest Service Bureau, Inc.
625 W Maple St.
Wichita, KS 67213

Mailing address:

Midwest Service Bureau, Inc.
PO Box 3888
Wichita, KS 67201

Phone number: (800) 362-0272 or (316) 263-1051

Should I contact or pay Midwest Service Bureau, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Midwest Service Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Midwest Service Bureau, Inc. on behalf of their clients.

Will Midwest Service Bureau, Inc. sue me or garnish my wages?

Midwest Service Bureau, Inc. (MSB) has the legal right to sue you over an unpaid debt. If they proceed with a lawsuit and a court rules in their favor, they might be able to garnish your wages or levy your bank account, depending on the laws in your area.

However, remember that lawsuits are usually a last resort for debt collectors due to the time and cost involved. Before it reaches this point, MSB will likely attempt to contact you several times to arrange for payment or a payment plan.

Midwest Service Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Midwest Service Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Midwest Service Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Midwest Service Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Midwest Service Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Midwest Service Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Midwest Service Bureau Collections From Your Credit Report Today!

Credit Saint can help you dispute Midwest Service Bureau collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.