MSW Capital LLC


Is MSW Capital LLC hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is MSW Capital LLC?

MSW Capital LLC is a debt collection agency that operates out of Sarasota, Florida. Their primary role is to recover overdue debts on behalf of various creditors.

If MSW Capital LLC appears on your credit report, it typically means you have an outstanding debt that has been assigned to them for collection.

Who does MSW Capital LLC collect for?

MSW Capital LLC provides their collection services to a broad range of original creditors. Their expertise lies in recovering past-due debts across various industries.

Is MSW Capital LLC legit or a scam?

MSW Capital LLC is a legitimate company. However, their frequent communication methods via phone calls, texts, and emails might raise concerns for some. These tactics, while often perceived as intrusive, are standard in the debt collection industry.

How can I remove MSW Capital LLC from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

MSW Capital LLC Contact Information


MSW Capital LLC
1990 Main St. Ste 750
Sarasota, FL 34236

Phone number: (877) 774-7570

Should I contact or pay MSW Capital LLC?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with MSW Capital LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like MSW Capital LLC on behalf of their clients.

Will MSW Capital LLC sue me or garnish my wages?

MSW Capital LLC has the legal authority to sue you in court for the debt you owe. If they win the lawsuit and a judgment is issued against you, they may potentially be able to garnish your wages or bank accounts, or even place a lien on your property, based on the laws in your specific state.

However, it’s worth noting that this is generally viewed as a last resort. Court proceedings can be costly and time-consuming for the collection agency, and most prefer to negotiate a payment plan or settle the debt for a lesser amount rather than resorting to legal action.

MSW Capital LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MSW Capital LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for MSW Capital LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • MSW Capital LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • MSW Capital LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • MSW Capital LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove MSW Capital LLC From Your Credit Report Today!

Credit Saint can assist you in disputing MSW Capital LLC collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.