Who is National Enterprise Systems?
National Enterprise Systems, Inc. (NES) is a debt collection agency based in Solon, Ohio. They help companies recover unpaid debts by reaching out to individuals who have defaulted on their financial obligations.
If National Enterprise Systems appears on your credit report as a collections account, it typically signifies that you have an unsettled debt which has been transferred to them for collection.
Who does National Enterprise Systems collect for?
National Enterprise Systems collects for a wide range of clients across various industries. In the automotive industry, they collect unpaid debts related to car loans or leases. For financial services firms, they recover delinquent credit card bills, personal loans, or other types of debt.
They also work with government agencies to collect unpaid fines, fees, or loans. In the retail sector, NES recovers overdue payments on store credit cards or installment plans. They help student loan providers by collecting on defaulted student loans. Finally, in the telecommunications industry, they work to recover unpaid bills for phone, internet, or cable services.
Is National Enterprise Systems legit or a scam?
National Enterprise Systems is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove National Enterprise Systems from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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National Enterprise Systems (NES) Contact Information
Address:
National Enterprise Systems
29125 Solon Road
Solon, OH 44139
Phone number: (440) 542-1360 or (800) 973-0600
Should I contact or pay National Enterprise Systems?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with National Enterprise Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like National Enterprise Systems on behalf of their clients.
Will National Enterprise Systems sue me or garnish my wages?
National Enterprise Systems (NES) has the legal right to sue you to collect the debt you owe. If NES wins the lawsuit, and a court judgment is issued against you, they may then be able to garnish your wages or bank accounts, depending on the laws of your state.
However, remember that lawsuits are often a last resort for debt collectors. The process of suing is expensive and time-consuming, so typically, collection agencies would prefer to work out a payment plan with you first.
National Enterprise Systems Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with National Enterprise Systems
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for National Enterprise Systems to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- National Enterprise Systems cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- National Enterprise Systems must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- National Enterprise Systems cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove National Enterprise Systems From Your Credit Report Today!
Credit Saint offers assistance with disputing National Enterprise Systems collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
