Nationwide Recovery Systems


Is Nationwide Recovery Systems hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Nationwide Recovery Systems?

Nationwide Recovery Systems, Ltd. (NRS), also known as Nationwide Recovery Service, is a debt collection agency based in Tyler, Texas. They work closely with businesses and organizations to recover unpaid debts from individuals who have defaulted on their financial obligations.

If NRS is listed on your credit report as a collections account, it generally indicates that you have an outstanding bill that you’ve not settled, and it has since been transferred to NRS for collection.

Who does Nationwide Recovery Systems collect for?

Nationwide Recovery Systems collects for a variety of industries. This includes communications and energy, where they handle unpaid service bills, and construction, where they aid in recovering payments for services and materials. They work with distribution and merchandising companies to collect payments for delivered goods, and they handle overdue bills and loans in the financial services sector.

They also collaborate with government agencies for unpaid fines, taxes, or loans. In the healthcare sector, they facilitate the recovery of unpaid medical bills. Lastly, they assist logistics companies in reclaiming payments for provided services.

Is Nationwide Recovery Systems legit or a scam?

Nationwide Recovery Systems is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Nationwide Recovery Systems from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Nationwide Recovery Systems, Ltd. (NRS) Contact Information


Nationwide Recovery Systems, Ltd.
501 Shelley Dr. #300
Tyler, TX 75701

Phone number: (800) 458-6357

Should I contact or pay Nationwide Recovery Systems?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Nationwide Recovery Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nationwide Recovery Systems on behalf of their clients.

Will Nationwide Recovery Systems sue me or garnish my wages?

Nationwide Recovery Systems has the legal right to sue you in court if you refuse or fail to pay a legitimate debt. If they win the lawsuit and obtain a judgment against you, they may be permitted to garnish your wages or levy your bank account, depending on the laws of your state.

However, a lawsuit is usually a last resort due to the time, effort, and cost involved. Most debt collection agencies, including NRS, would rather work out a payment plan or settlement with you.

Nationwide Recovery Systems Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a collection agency, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nationwide Recovery Systems

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Nationwide Recovery Systems to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Nationwide Recovery Systems cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Nationwide Recovery Systems must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Nationwide Recovery Systems cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Nationwide Recovery Systems From Your Credit Report Today!

Credit Saint can help you dispute Nationwide Recovery Systems collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.