Is Natlcrsys hurting your credit score?

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Who is Natlcrsys?

Natlcrsys, aka National Credit Systems (NCS), is a debt collection agency located in Atlanta, Georgia. Their main objective is to pursue the repayment of outstanding debts from individuals who have not settled their financial obligations.

If NCS becomes involved in a debt collection scenario, they will often appear on the debtor’s credit report as a collections account. This typically happens when an individual fails to pay a bill.

Who does Natlcrsys collect for?

Natlcrsys focuses primarily on collecting debts for apartment owners and property managers. These debts can include unpaid rent, property damage costs, and other expenses that tenants may have left unsettled.

Is Natlcrsys legit or a scam?

Natlcrsys is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Natlcrsys from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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National Credit Systems, Inc. (NCS) Contact Information


National Credit Systems
3750 Naturally Fresh Blvd
Atlanta, GA 30349

Mailing address:

National Credit Systems
P.O. Box 312125
Atlanta, GA 31131

Phone number: (800) 367-1050

Should I contact or pay Natlcrsys?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Natlcrsys is to work with a credit repair professional. They help remove millions of negative items every year from companies like Natlcrsys on behalf of their clients.

Will Natlcrsys sue me or garnish my wages?

National Credit Systems (Natlcrsys), like any other debt collection agency, does have the legal right to sue for unpaid debts. If they decide to pursue a lawsuit and a court rules in their favor, they might be able to garnish your wages or levy your bank account, depending on the laws in your specific state.

National Credit Systems Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Natlcrsys

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Natlcrsys to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Natlcrsys cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Natlcrsys must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Natlcrsys cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Natlcrsys From Your Credit Report Today!

Credit Saint can help you dispute Natlcrsys accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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