NCC Collections

Who is NCC Collections?

NCC Collections, also known as Nationwide Credit Corporation or NCC Business Services, is a debt collection agency based in Alexandria, Virginia.

Its name may appear on your credit report if you have an outstanding debt that has been passed onto them. This typically occurs when a bill or payment has not been settled, leading to a default.

Who does NCC Collections collect for?

NCC Collections handles debt recovery for diverse sectors. These include commercial receivables for unpaid business debts, credit union debts involving loans or credit cards, and government debts such as unpaid taxes or fines. They also manage medical bill collections for healthcare providers, and unpaid utilities such as gas, electricity, water, and telecommunication services.

Is NCC Collections legit or a scam?

NCC Collections is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove NCC Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Nationwide Credit Corporation (NCC) Contact Information

Address:

Nationwide Credit Corporation
5503 Cherokee Ave. Ste 100
Alexandria, VA 22312

Phone number: (703) 776-9260

Should I contact or pay Nationwide Credit Corporation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Nationwide Credit Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nationwide Credit Corporation on behalf of their clients.

Will NCC Collections sue me or garnish my wages?

NCC Collections has the legal right to pursue various methods to collect a debt according to the law. These methods may include reporting the debt to credit reporting agencies, contacting the debtor through phone calls and letters, or even filing a lawsuit.

If NCC Collections decides to file a lawsuit and they win the case, they might have the right to garnish your wages or levy your bank account depending on the state laws.

However, it’s important to remember that many collection agencies prefer to avoid legal action if possible, as it can be expensive and time-consuming. They might be open to setting up a payment plan or negotiating a settlement.

Nationwide Credit Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nationwide Credit Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Nationwide Credit Corporation to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Nationwide Credit Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Nationwide Credit Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Nationwide Credit Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove NCC Collections From Your Credit Report Today!

Credit Saint can assist you in disputing Nationwide Credit Corporation collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.