NCO Financial Systems

Who is NCO Financial Systems?

NCO Financial Systems, Inc. aka NCO Group is a subsidiary of EGS Financial Care, Inc. aka Expert Global Solutions. They are a debt collection agency headquartered in Horsham, Pennsylvania. Their parent company is Transworld Systems, Inc.

Do you have NCO Financial Collections on your credit report?

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection may even lower your credit score.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that may be able to help you fix your credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law may also be able to help you remove other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Did NCO Try to Contact You Recently?

NCO has been known to harass consumers. They are one of the most notoriously poor debt collectors out there. One website alone lists almost 200 complaints against NCO. If you have had the misfortune of being pursued by NCO Financial, you are probably looking for a way to make them just go away.

Nobody likes hearing from a debt collector and NCO has proven to be one of the more aggressive in the country. Regardless of how old your debt is, they will still try to find out where you are to collect the debt that they believe is owed to them.

NCO has been known to pursue debts as much as 15 years old! They will also pursue you for debt that has never belonged to you. Below we have listed several additional practices they are known for.

Poor Practices

NCO will sometimes use automated messages to contact you. They load your name and phone number into an auto-dialer and call you daily, and sometimes more than once a day.

Many people have been called twice-a-day for long periods of time, and some have been contacted as many as five times per day.

NCO does not provide a number where you can reach them and they appear on your caller ID as “unknown.” In instances where you do speak to a live person, NCO has a reputation for poor customer service and rude treatment of consumers.

Do not allow collection agencies like NCO Financial to violate your rights under the Fair Debt Collection Practices Act (FDCPA). If you want to take a stand against them, keep reading; you have options.

Make Them Prove It!

NCO assumes you are guilty. There can be many reasons why accounts are sent to a collections agency. Sure, sometimes it can be because they have unpaid debt. However, another issue is these companies mess up all the time. They make clerical errors and can assign debt to the wrong people.

Individuals have reported being falsely contacted by NCO numerous times. If you are getting harassed by NCO Financial Systems Inc., it does not necessarily mean you are in the wrong. You can place the burden of proof on them by requesting a debt validation letter.

How to Contact NCO Financial Systems Inc.


507 Prudential Rd
Horsham, PA 19044-2308

Phone number: (215)-441-3000

Want NCO Financial removed from your credit report?

Removed from credit report
Removed from TransUnion

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.

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