Northstar Location Services

Who is Northstar Location Services?

Northstar Location Services, LLC, also known as The Northstar Companies, is a debt collection agency based in Cheektowaga, New York. Its role is to collect unpaid debts on behalf of other companies.

If you see Northstar listed on your credit report as a collections account, this means that they are trying to collect a debt that you owe.

Who does Northstar Location Services collect for?

Northstar Location Services collects debts for a variety of major credit issuers, including but not limited to Bank of America, Barclays, Discover, and Goldman Sachs. These are large, well-known financial institutions that issue credit cards and other types of loans to consumers.

In addition to collecting credit card debt, Northstar also collects student loan debt for companies such as Navient and Sallie Mae. These are two of the largest student loan servicers in the United States. If a borrower fails to make timely payments on their student loans, these companies may turn the debt over to Northstar for collection.

Is Northstar Location Services legit or a scam?

Despite the negative experiences some people may have with them, Northstar Location Services is a legitimate company. They are legally allowed to contact debtors in an attempt to collect unpaid debts. That being said, their practices can sometimes be aggressive and may feel like harassment to the people they are contacting.

How can I remove Northstar Location Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit reports. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Northstar Location Services Contact Information

Address:

Northstar Location Services, LLC
4285 Genesee Street
Cheektowaga, NY 14225

Phone number: (855) 211-4677 or (866) 224-9822

Should I contact or pay Northstar Location Services?

It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Northstar Location Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Northstar Location Services on behalf of their clients.

Will Northstar Location Services sue me or garnish my wages?

Northstar Location Services is legally entitled to sue you to recover the debt. However, whether they choose to do so often depends on the amount of the debt and your history of payment or nonpayment. Suing is a more drastic step, typically reserved for when other attempts to collect the debt have failed.

If a debt collector sues you and wins the lawsuit, they might be able to garnish your wages as a means of collecting the debt. However, the exact process and the extent to which they can do this depend on your state’s laws.

Northstar Location Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Northstar Location Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Northstar Location Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Northstar Location Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Northstar Location Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Northstar Location Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Northstar Location Services From Your Credit Report Today!

Credit Saint can help you dispute Northstar Location Services accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.