NPAS Solutions

Who is NPAS Solutions?

NPAS Solutions, also known as National Patient Account Services, Inc., is a debt collection agency based in Louisville, Kentucky. They are a subsidiary of HCA Healthcare, one of the largest health service organizations in the United States.

If you have failed to pay a bill, the original creditor may assign or sell the debt to a debt collector like NPAS. If this occurs, you may see their name appear on your credit report as a collections account.

Who does NPAS Solutions collect for?

NPAS Solutions is primarily involved in the collection of medical debts. They work for hospitals and other healthcare providers to recover money owed for medical services.

Is NPAS Solutions legit or a scam?

NPAS Solutions is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove NPAS Solutions from my credit report?

NPAS collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

National Patient Account Services, Inc. (NPAS) Contact Information

Address:

NPAS Solutions
2700 Blankenbaker Pkwy Ste 100
Louisville, KY 40299

NPAS Solutions
13906 Promenade Green Way Suite 300
Louisville, KY 40245

NPAS Solutions
111 Corporate Office Drive Ste 200
Earth City, MO 63045

Phone number: (800) 223-9899

Should I contact or pay NPAS?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with NPAS Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like NPAS Solutions on behalf of their clients.

Will NPAS sue me or garnish my wages?

NPAS Solutions has the legal authority to sue you in court if you have significant unpaid debt and other collection attempts have been unsuccessful. If they win a lawsuit against you, they could potentially receive a judgment that allows them to garnish your wages, subject to your state’s specific laws.

However, it’s important to note that such measures are often last resorts. Before reaching this point, NPAS Solutions will likely attempt to negotiate a payment plan or debt settlement with you.

NPAS Solutions, LLC Complaints

Most debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with NPAS Solutions, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for NPAS Solutions to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• NPAS Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• NPAS Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• NPAS Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove NPAS Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing NPAS collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.