Who is Outsource Receivables Management?
Outsource Receivables Management (ORM) is a debt collection agency with offices in Ogden, Utah, and Idaho Falls, Idaho. They work with businesses, specifically healthcare providers, to collect outstanding debts.
ORM could be listed on your credit report as a collections account if you have an unpaid bill that they are attempting to collect.
Who does Outsource Receivables Management collect for?
ORM primarily provides collection services for healthcare providers. These can range from hospitals to private practices and other medical facilities. They work to recover unpaid medical bills on behalf of these providers.
Is Outsource Receivables Management legit or a scam?
Outsource Receivables Management is a legitimate company. They are legally authorized to collect debts on behalf of their clients. If you are contacted by ORM about an unpaid debt, it is important to ask for a written validation notice to confirm the debt’s specifics before making any payments.
How can I remove Outsource Receivables Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Outsource Receivables Management Contact Information
Address:
Outsource Receivables Management
1349 Washington Blvd
Ogden, UT 84404
Outsource Receivables Management
106 North Woodruff
Idaho Falls, ID 83401
Phone number: (800) 325-2702 or (888) 552-7995
Should I contact or pay Outsource Receivables Management?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Outsource Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Outsource Receivables Management on behalf of their clients.
Will Outsource Receivables Management sue me or garnish my wages?
Outsource Receivables Management, like any debt collection agency, could potentially sue you for an unpaid debt. If they are successful in court, the judgment might result in wage garnishment. However, this is typically seen as a last resort, as legal proceedings can be costly and time-consuming for the debt collector.
Outsource Receivables Management Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Outsource Receivables Management
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Outsource Receivables Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Outsource Receivables Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Outsource Receivables Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Outsource Receivables Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Outsource Receivables From Your Credit Report Today!
Credit Saint offers assistance with disputing Outsource Receivables collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
