Who is Paragon Contracting Services?
Paragon Contracting Services is a debt collection agency based in Fort Lauderdale, Florida. Their primary role is to assist businesses in recouping funds that are owed to them but have not been paid.
If you see Paragon Contracting Services listed on your credit report as a collections account, this typically indicates that you have an outstanding debt that the company is trying to collect.
Who does Paragon Contracting Services collect for?
Paragon Contracting Services works with original creditors from various industries to collect past-due debts. These may include businesses in the retail, healthcare, utility, and financial services sectors, among others.
Is Paragon Contracting Services legit or a scam?
Paragon Contracting Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Paragon Contracting Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Paragon Contracting Services Contact Information
Address:
Paragon Contracting Services
1309 N Flagler Dr.
Fort Lauderdale, FL 33304
Phone number: (954) 475-1300
Should I contact or pay Paragon Contracting Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Paragon Contracting Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Paragon Contracting Services on behalf of their clients.
Will Paragon Contracting Services sue me or garnish my wages?
Paragon Contracting Services does have the legal right to sue for unpaid debts. If a lawsuit is filed and they win the case, they may be able to garnish your wages or levy your bank accounts, depending on your local and state laws.
However, it’s important to note that lawsuits are generally a last resort for collection agencies due to the time, cost, and effort involved. Most agencies would rather work with debtors to establish a feasible payment plan or negotiate a settlement.
Paragon Contracting Services Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Paragon Contracting Services
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Paragon Contracting Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Paragon Contracting Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Paragon Contracting Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Paragon Contracting Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Paragon Contracting Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Paragon Contracting Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
