Who is Paragon Contracting Services?
Paragon Contracting Services is a debt collection agency based in Fort Lauderdale, Florida. Their primary role is to assist businesses in recouping funds that are owed to them but have not been paid.
If you see Paragon Contracting Services listed on your credit report as a collections account, this typically indicates that you have an outstanding debt that the company is trying to collect.
Who does Paragon Contracting Services collect for?
Paragon Contracting Services works with original creditors from various industries to collect past-due debts. These may include businesses in the retail, healthcare, utility, and financial services sectors, among others.
Is Paragon Contracting Services legit or a scam?
Paragon Contracting Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Paragon Contracting Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Paragon Contracting Services Contact Information
Paragon Contracting Services
1309 N Flagler Dr.
Fort Lauderdale, FL 33304
Phone number: (954) 475-1300
Should I contact or pay Paragon Contracting Services?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Paragon Contracting Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Paragon Contracting Services on behalf of their clients.
Will Paragon Contracting Services sue me or garnish my wages?
Paragon Contracting Services does have the legal right to sue for unpaid debts. If a lawsuit is filed and they win the case, they may be able to garnish your wages or levy your bank accounts, depending on your local and state laws.
However, it’s important to note that lawsuits are generally a last resort for collection agencies due to the time, cost, and effort involved. Most agencies would rather work with debtors to establish a feasible payment plan or negotiate a settlement.
Paragon Contracting Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Paragon Contracting Services
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Paragon Contracting Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Paragon Contracting Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Paragon Contracting Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Paragon Contracting Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Paragon Contracting Services From Your Credit Report Today!
Credit Saint can assist you in disputing Paragon Contracting Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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