If you’ve found Paragon Revenue Group on your credit report, it likely means there’s an unpaid debt in collections. Here’s how to handle it—and how to remove it if possible.
Who Is Paragon Revenue Group?
Paragon Revenue Group, also known as Jon Barry & Associates, Inc., is a debt collection agency based in Concord, North Carolina. They work with creditors to collect outstanding debts from consumers.
If they’ve shown up on your credit report, it usually means they are trying to collect on a debt they believe you owe. This could be from a missed bill, a medical expense, or even a debt you weren’t aware of.
Who Does Paragon Revenue Group Collect For?
Paragon Revenue Group focuses on healthcare collections. Their clients are typically hospitals, doctor’s offices, clinics, and other medical providers. If you see them on your credit report, it’s most likely tied to an unpaid medical bill.
Is Paragon Revenue Group Legit?
Yes, Paragon Revenue Group is a legitimate debt collection agency. But that doesn’t mean every debt they report is accurate. It’s always smart to verify the debt before agreeing to anything.
How to Remove Paragon Revenue Group From Your Credit Report
A collection account can hurt your credit score for up to seven years, so taking action quickly is key. Here are a few ways to get it removed:
- Dispute any errors: If the debt isn’t yours, is listed incorrectly, or has missing information, file a dispute with the credit bureaus.
- Request debt validation: You have the right to ask Paragon Revenue Group to prove the debt is valid. If they can’t provide documentation, they must remove it.
- Negotiate a pay-for-delete: Some collection agencies agree to remove the account from your credit report if you pay. Get any agreement in writing before making a payment.
- Work with a credit repair service: Professionals can challenge collection accounts on your behalf, saving you time and frustration.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Paragon Revenue Group?
Before reaching out, double-check the debt details. Mistakes happen, and paying a debt you don’t owe can reset the clock and make things worse for your credit.
If the debt is valid and within the statute of limitations, you can try to settle or set up payments. But many people choose to have a credit repair company handle these situations, especially when dealing with aggressive collectors.
Can Paragon Revenue Group Sue or Garnish Wages?
They can take legal action if you ignore the debt. If they sue and win, they may be able to garnish your wages or place liens on your bank account, depending on your state’s laws.
Lawsuits and wage garnishments typically happen after repeated collection attempts. You’ll usually get several notices or calls before they go down that path.
Common Complaints About Paragon Revenue Group
Like many collection agencies, Paragon Revenue Group has complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Most complaints mention:
- Inaccurate credit reporting
- Failure to verify debts
- Harassing phone calls
If you experience any of these, you can file a complaint with the CFPB or BBB.
Know Your Rights When Dealing With Paragon Revenue Group
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair or abusive collection practices. Here’s what those laws guarantee:
- Paragon Revenue Group cannot report false or incomplete information.
- You have the right to request proof that the debt is yours through a debt validation letter.
- They cannot harass, threaten, or use abusive language toward you.
- They must clearly identify themselves as debt collectors in all communication.
- They cannot threaten arrest or legal action they aren’t legally allowed to take.
Paragon Revenue Group Contact Information
Address:
Paragon Revenue Group
216 Le Phillip Ct NE
Concord, NC 28025
Phone: (800) 868-1899
Get Help Removing Paragon Revenue Group From Your Credit Report
Tackling collections can be stressful, but you don’t have to handle it alone. Credit Saint has helped thousands of people remove negative marks like Paragon Revenue Group from their credit reports.
They’ve been doing this for over 15 years, and they even offer a 90-day money-back guarantee for extra peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
