If Pendrick Capital Partners has appeared on your credit report, it likely means a medical debt has gone unpaid—and now it’s affecting your credit score. Here’s what to know and how to remove them from your report.
Who Is Pendrick Capital Partners?
Pendrick Capital Partners, LLC is a debt collection agency based in Alexandria, Virginia. They focus on acquiring and managing healthcare-related debts.
If you see them listed on your credit report, it usually means a medical provider or another company sold your unpaid account to Pendrick, and they are now trying to collect.
Who Does Pendrick Capital Partners Collect For?
Pendrick Capital Partners works with healthcare providers, medical companies, and other debt buyers to collect unpaid debts. One of their known partners is Phoenix Financial Services, another large debt collection company.
While much of their business focuses on medical debt, they also purchase accounts from other industries looking to recover outstanding balances.
Is Pendrick Capital Partners Legitimate?
Yes, Pendrick Capital Partners is a real debt collection agency. But even legitimate companies can report incorrect information, so always verify any debt before agreeing to pay.
How to Remove Pendrick Capital Partners From Your Credit Report
Collection accounts can stay on your credit report for up to seven years, but you may have options to get them removed sooner:
- Dispute errors: If the account contains incorrect information or doesn’t belong to you, file a dispute with the credit bureaus.
- Request debt validation: You can ask Pendrick Capital Partners to provide proof that the debt is yours and the amount is accurate. If they can’t, they must remove the account.
- Negotiate a pay-for-delete: Some collection agencies will agree to remove the account from your credit report if you pay. Always get this agreement in writing before sending any money.
- Work with a credit repair service: Professionals can help dispute or negotiate on your behalf, making the process less stressful.
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Should You Contact or Pay Pendrick Capital Partners?
Before reaching out, review your credit report and verify the debt is legitimate. Credit reports often contain errors, and paying a debt without confirming details can restart the clock on how long it affects your credit.
If the debt is valid, you can try to settle or negotiate removal terms. Many people prefer to have a credit repair company handle these conversations to avoid dealing with collectors directly.
Can Pendrick Capital Partners Sue or Garnish Wages?
Yes, they have the legal right to sue for unpaid debts. If they win a court judgment, they may be able to:
- Garnish your wages
- Freeze or levy your bank account
- Place a lien on your property
That depends on your state’s laws. However, legal action is usually a last resort, as lawsuits can be costly and time-consuming for both sides.
Complaints About Pendrick Capital Partners
Like many collection agencies, Pendrick Capital Partners has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Common complaints include:
- Inaccurate reporting on credit reports
- Harassing or excessive phone calls
- Failure to properly verify debts
If you believe your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Pendrick Capital Partners
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair or abusive collection practices. Your rights include:
- Pendrick cannot report false or incomplete information about you.
- You can request written proof that the debt is valid and accurate.
- They cannot harass, threaten, or use abusive language.
- They must identify themselves as a debt collector in all communication.
- They cannot threaten arrest or legal action they aren’t legally allowed to take.
Pendrick Capital Partners Contact Information
Address:
Pendrick Capital Partners, LLC
2331 Mill Rd Suite 510
Alexandria, VA 22314-4687
Phone: (866) 335-3361
Get Help Removing Pendrick Capital Partners From Your Credit Report
Dealing with medical collections can be stressful, but you don’t have to handle it alone. Credit Saint has helped thousands of people remove negative accounts like Pendrick Capital Partners from their credit reports.
They’ve been doing this for over 15 years—and they even offer a 90-day money-back guarantee for extra peace of mind.
Want to learn more? Visit their website or call (855) 281-1510 for a free consultation.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.