Peroutka, Miller, Klima & Peters, P.A.

Who is Peroutka, Miller, Klima & Peters, P.A.?

Klima, Peters & Daly, P.A. formerly Peroutka, Miller, Klima & Peters, P.A. (PMKP) and also formerly The Steve Peroutka Law Group, is a debt collection agency and law firm located in Pasadena, Maryland.

You may notice their name on your credit report as a collections account, which typically happens if there’s an unpaid bill associated with your name.

Who does Peroutka, Miller, Klima & Peters, P.A. collect for?

Peroutka, Miller, Klima & Peters, P.A. is known to manage delinquent consumer debt portfolios spanning a range of industries. They may work on behalf of companies to which a consumer owes money, such as credit card companies, retail businesses, healthcare providers, and more.

Is Peroutka, Miller, Klima & Peters, P.A. legit or a scam?

Peroutka, Miller, Klima & Peters, P.A. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Peroutka, Miller, Klima & Peters, P.A. from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Peroutka, Miller, Klima & Peters, P.A. Contact Information

Address:

Klima, Peters & Daly, P.A.
8028 Ritchie Highway Suite 300
Pasadena, MD 21122-1360

Phone number: (800) 899-2424

Should I contact or pay Peroutka, Miller, Klima & Peters, P.A.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Peroutka, Miller, Klima & Peters is to work with a credit repair professional. They help remove millions of negative items every year from companies like Peroutka, Miller, Klima & Peters, P.A. on behalf of their clients.

Will Peroutka, Miller, Klima & Peters, P.A. sue me or garnish my wages?

Peroutka, Miller, Klima & Peters, P.A., have the ability to sue for unpaid debt in some situations. If a lawsuit is successful and a judgment is obtained, they may then be permitted to garnish wages or levy bank accounts, depending on your state’s laws.

However, it’s important to understand that not every debt results in a lawsuit. Many collection agencies aim to resolve the debt outside the courtroom, as legal proceedings can be lengthy and expensive.

Peroutka, Miller, Klima & Peters, P.A. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Peroutka, Miller, Klima & Peters, P.A.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Peroutka, Miller, Klima & Peters, P.A. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Peroutka, Miller, Klima & Peters, P.A. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Peroutka, Miller, Klima & Peters, P.A. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Peroutka, Miller, Klima & Peters, P.A. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Peroutka, Miller, Klima & Peters From Your Credit Report Today!

Credit Saint can assist you in disputing PMKP collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.