Peroutka, Miller, Klima & Peters, P.A.


Is Peroutka, Miller, Klima & Peters, P.A. hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Peroutka, Miller, Klima & Peters, P.A.?

Klima, Peters & Daly, P.A. formerly Peroutka, Miller, Klima & Peters, P.A. (PMKP) and also formerly The Steve Peroutka Law Group, is a debt collection agency and law firm located in Pasadena, Maryland.

You may notice their name on your credit report as a collections account, which typically happens if there’s an unpaid bill associated with your name.

Who does Peroutka, Miller, Klima & Peters, P.A. collect for?

Peroutka, Miller, Klima & Peters, P.A. is known to manage delinquent consumer debt portfolios spanning a range of industries. They may work on behalf of companies to which a consumer owes money, such as credit card companies, retail businesses, healthcare providers, and more.

Is Peroutka, Miller, Klima & Peters, P.A. legit or a scam?

Peroutka, Miller, Klima & Peters, P.A. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Peroutka, Miller, Klima & Peters, P.A. from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Peroutka, Miller, Klima & Peters, P.A. Contact Information


Klima, Peters & Daly, P.A.
8028 Ritchie Highway Suite 300
Pasadena, MD 21122-1360

Phone number: (800) 899-2424

Should I contact or pay Peroutka, Miller, Klima & Peters, P.A.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Peroutka, Miller, Klima & Peters is to work with a credit repair professional. They help remove millions of negative items every year from companies like Peroutka, Miller, Klima & Peters, P.A. on behalf of their clients.

Will Peroutka, Miller, Klima & Peters, P.A. sue me or garnish my wages?

Peroutka, Miller, Klima & Peters, P.A., have the ability to sue for unpaid debt in some situations. If a lawsuit is successful and a judgment is obtained, they may then be permitted to garnish wages or levy bank accounts, depending on your state’s laws.

However, it’s important to understand that not every debt results in a lawsuit. Many collection agencies aim to resolve the debt outside the courtroom, as legal proceedings can be lengthy and expensive.

Peroutka, Miller, Klima & Peters, P.A. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Peroutka, Miller, Klima & Peters, P.A.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Peroutka, Miller, Klima & Peters, P.A. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Peroutka, Miller, Klima & Peters, P.A. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Peroutka, Miller, Klima & Peters, P.A. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Peroutka, Miller, Klima & Peters, P.A. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Peroutka, Miller, Klima & Peters From Your Credit Report Today!

Credit Saint can help you dispute PMKP collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.