Professional Account Management


Is Professional Account Management hurting your credit score?

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Who is Professional Account Management, LLC?

Professional Account Management (PAM) is a debt collection agency located in Milwaukee, Wisconsin. They specialize in recovering unpaid debts, specifically those arising from violations such as parking fines and unpaid tolls.

You may see Professional Account Management listed on your credit report as a collections account. This can happen if you’ve received a collection notice for an unpaid toll violation.

Who does Professional Account Management collect for?

Professional Account Management is a Duncan Solutions, Inc. company that provides collection services for city, municipal, and state agencies. They specialize in parking and toll violations debt recovery.

Is Professional Account Management legit or a scam?

Professional Account Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Account Management from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Professional Account Management, LLC Contact Information


Professional Account Management, LLC
633 W Wisconsin Ave Ste 1600
Milwaukee, WI 53203

Phone number: (414) 847-1096

Should I contact or pay Professional Account Management?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a collection agency like Professional Account Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Account Management, LLC on behalf of their clients.

Will Professional Account Management sue me or garnish my wages?

Professional Account Management, LLC (PAM) does have the ability to file a lawsuit against you if you owe an unpaid debt. If the court rules in their favor, they may be able to garnish your wages or even place a lien on your property, depending on the laws in your specific state.

However, not all debt collection agencies will choose to go this route as it can be costly and time-consuming.

Professional Account Management, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Account Management, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Professional Account Management, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Professional Account Management, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Professional Account Management, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Professional Account Management, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Professional Account Management From Your Credit Report Today!

Credit Saint can help you dispute Professional Account Management collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.