If Quick Collect, Inc. has appeared on your credit report, your credit score could be taking a hit. Here’s what you need to know—and how to get them removed.
Who Is Quick Collect?
Quick Collect, Inc. (QCI) is a debt collection agency based in Vancouver, Washington, though they are also associated with The Law Offices of Ken Mitchell-Phillips in Portland, Oregon.
If you see Quick Collect listed on your credit report, it means an unpaid debt has been sent to them for collection.
Who Does Quick Collect Collect For?
Quick Collect specializes in debt recovery for the healthcare industry. Their clients include:
- Hospitals
- Medical clinics
- Doctor’s offices
- Other healthcare providers
They collect unpaid medical bills, hospital fees, insurance copayments, and other healthcare-related debts.
Is Quick Collect Legitimate?
Yes, Quick Collect is a real debt collection agency. But even legitimate companies can report inaccurate information, so always verify the debt before making payments or agreeing to terms.
How to Remove Quick Collect From Your Credit Report
A collection account can stay on your credit report for up to seven years, damaging your credit score the entire time. But there are ways to get it removed:
- Dispute inaccurate information: If the account is incorrect or does not belong to you, file a dispute with the credit bureaus to have it corrected or removed.
- Request debt validation: You can ask Quick Collect to provide proof that the debt is valid and the amount is accurate. If they cannot, they must remove the account.
- Negotiate a pay-for-delete: Some debt collectors agree to remove an account from your credit report if you pay. Always get the agreement in writing before sending money.
- Work with a credit repair service: Professionals can dispute collection accounts or negotiate on your behalf, saving you time and frustration.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Quick Collect?
Before reaching out, check your credit report to verify the debt is legitimate. Credit reports often contain errors, and paying a debt without confirming the details can restart the clock, keeping the negative item on your credit report longer.
If the debt is valid, you can explore settlement or pay-for-delete options. Many people prefer to let a credit repair company handle these conversations.
Can Quick Collect Sue or Garnish Wages?
Yes, Quick Collect has the legal right to sue for unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
Your state’s laws will determine what actions they can take. However, most debt collection agencies only sue as a last resort because lawsuits are expensive and time-consuming.
Complaints About Quick Collect
Like many collection agencies, Quick Collect has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
The most common complaints include:
- Inaccurate credit reporting
- Harassing phone calls
- Failure to verify debts
If your rights are being violated, you can file a formal complaint with the CFPB or BBB.
Your Rights When Dealing With Quick Collect
You are protected by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Your rights include:
- Quick Collect cannot report false or incomplete information about you.
- You can request written proof that the debt is valid and accurate.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten arrest or legal action they are not legally allowed to take.
Quick Collect Contact Information
Address:
Quick Collect, Inc.
5500 NE 107th Ave
Vancouver, WA 98662
Mailing Address:
Quick Collect, Inc.
PO Box 55457
Portland, OR 97238
Phone: (503) 252-0083 or (360) 256-7888
Get Help Removing Quick Collect From Your Credit Report
Dealing with collection accounts like Quick Collect can be stressful, but you do not have to handle it alone. Credit Saint has helped thousands of people remove negative accounts from their credit reports.
With over 15 years of experience, they know how to challenge inaccurate credit reporting—and they even offer a 90-day money-back guarantee for peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
