Who is Rash Curtis & Associates?
Rash Curtis & Associates is a third-party debt collection agency based out of Vacaville, California. They purchase or are assigned delinquent accounts by creditors who have been unsuccessful in collecting the debt themselves.
If you have an unpaid bill that has been transferred to Rash Curtis & Associates, you may see their name listed on your credit report as a collections account.
Who does Rash Curtis & Associates collect for?
Rash Curtis & Associates collects outstanding debts for banks, unpaid taxes and fines for government entities, overdue medical bills for healthcare providers, and delinquent store credit accounts in the retail sector.
Is Rash Curtis & Associates legit or a scam?
Rash Curtis & Associates is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Rash Curtis & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Rash Curtis & Associates Contact Information
Address:
Rash Curtis & Associates
190 S Orchard Ave Ste a200
Vacaville, CA 95688
Mailing address:
Rash Curtis & Associates
P O Box 5790
Vacaville, CA 95696
Phone number: (800) 929-3935 or (707) 454-2000
Should I contact or pay Rash Curtis & Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Rash Curtis and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rash Curtis and Associates on behalf of their clients.
Will Rash Curtis & Associates sue me or garnish my wages?
Rash Curtis & Associates has the potential to sue you if you owe an unpaid debt. However, it depends on the circumstances, such as the amount of the debt and the laws of your state. If they successfully sue you and receive a judgment, they may then have the legal right to garnish your wages or take other collection actions.
However, not every debt collection agency will choose to sue, and many prefer to work out payment plans or settlements first.
Rash Curtis & Associates Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Rash Curtis & Associates
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Rash Curtis & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Rash Curtis & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Rash Curtis & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Rash Curtis & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Rash Curtis & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Rash Curtis & Associates accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
