If Rash Curtis & Associates is showing up on your credit report, your credit score could be taking a hit. Here’s what to know about who they are, what they collect, and how to remove their account from your credit report.
Who Is Rash Curtis & Associates?
Rash Curtis & Associates is a debt collection agency based in Vacaville, California. They collect unpaid debts on behalf of businesses, healthcare providers, and government agencies.
If their name appears on your credit report, it usually means they have been assigned to collect a debt you have not paid.
What Types of Debts Does Rash Curtis & Associates Collect?
Rash Curtis & Associates collects several types of unpaid debts, including:
- Medical bills
- Overdue taxes and fines for government agencies
- Unpaid credit accounts for retail stores
- Debts owed to banks and other lenders
If you’ve missed payments in any of these categories, they may be trying to collect from you.
Is Rash Curtis & Associates a Legitimate Company?
Yes, Rash Curtis & Associates is a real debt collection agency. They are authorized to collect debts for their clients.
That said, always verify the debt before making payments. Credit reports can contain errors, and not every debt is valid.
How to Remove Rash Curtis & Associates From Your Credit Report
Collection accounts can damage your credit score and stay on your report for up to seven years. But you may be able to remove them sooner by following the right steps:
- Dispute inaccurate information – If the debt doesn’t belong to you or is reported incorrectly, file a dispute with the credit bureaus.
- Request debt validation – You have the right to ask Rash Curtis & Associates to prove the debt is valid and belongs to you.
- Negotiate a pay-for-delete – Some agencies may agree to remove the account from your credit report if you settle the debt.
- Work with a credit repair company – Experts can help challenge questionable accounts and guide you through the process.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Rash Curtis & Associates?
Before reaching out or paying, confirm the debt is accurate and legally enforceable. Some debts may be incorrect or past the statute of limitations.
Keep in mind:
- Making a payment can reset how long the debt stays on your credit report.
- You can request written proof before making any payments.
- A credit repair company can help you manage the situation and avoid common mistakes.
Can Rash Curtis & Associates Sue You or Garnish Your Wages?
Yes, they have the legal right to sue for unpaid debts. If they win the case, they may be granted a judgment, which could lead to:
- Wage garnishment
- Bank account levies
- Property liens
The specific actions they can take depend on state laws. Most collection agencies prefer to work out a payment plan before pursuing legal action.
Rash Curtis & Associates Contact Information
Office Address:
Rash Curtis & Associates
190 S Orchard Avenue, Suite A200
Vacaville, CA 95688
Mailing Address:
Rash Curtis & Associates
P.O. Box 5790
Vacaville, CA 95696
Phone Numbers:
(800) 929-3935
(707) 454-2000
Complaints About Rash Curtis & Associates
Many collection agencies receive complaints, and Rash Curtis & Associates is no exception. Reports filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB) often mention:
- Inaccurate reporting to credit bureaus
- Harassing phone calls
- Failure to provide proof of debts
If you experience these issues, you can file a complaint and take steps to protect your rights.
Your Rights When Dealing With Rash Curtis & Associates
You have protections under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). These laws protect you from unfair collection tactics:
- They cannot report false or incomplete information.
- You can request written proof that the debt is valid.
- They cannot harass you, repeatedly call, or use abusive language.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten jail time for unpaid debts.
Knowing your rights makes it easier to handle collection accounts.
Remove Rash Curtis & Associates From Your Credit Report Today
If dealing with collection accounts feels stressful, help is available. Credit Saint has over 15 years of experience helping clients challenge negative credit report entries, including accounts from Rash Curtis & Associates.
They even offer a 90-day money-back guarantee, giving you peace of mind while working to improve your credit.
Call (855) 281-1510 or visit their website to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
