Rash Curtis & Associates

Who is Rash Curtis & Associates?

Rash Curtis & Associates is a third-party debt collection agency based out of Vacaville, California. They purchase or are assigned delinquent accounts by creditors who have been unsuccessful in collecting the debt themselves.

If you have an unpaid bill that has been transferred to Rash Curtis & Associates, you may see their name listed on your credit report as a collections account.

Who does Rash Curtis & Associates collect for?

Rash Curtis & Associates collects outstanding debts for banks, unpaid taxes and fines for government entities, overdue medical bills for healthcare providers, and delinquent store credit accounts in the retail sector.

Is Rash Curtis & Associates legit or a scam?

Rash Curtis & Associates is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Rash Curtis & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Rash Curtis & Associates Contact Information

Address:

Rash Curtis & Associates
190 S Orchard Ave Ste a200
Vacaville, CA 95688

Mailing address:

Rash Curtis & Associates
P O Box 5790
Vacaville, CA 95696

Phone number: (800) 929-3935 or (707) 454-2000

Should I contact or pay Rash Curtis & Associates?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Rash Curtis and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rash Curtis and Associates on behalf of their clients.

Will Rash Curtis & Associates sue me or garnish my wages?

Rash Curtis & Associates has the potential to sue you if you owe an unpaid debt. However, it depends on the circumstances, such as the amount of the debt and the laws of your state. If they successfully sue you and receive a judgment, they may then have the legal right to garnish your wages or take other collection actions.

However, not every debt collection agency will choose to sue, and many prefer to work out payment plans or settlements first.

Rash Curtis & Associates Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Rash Curtis & Associates

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Rash Curtis & Associates to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Rash Curtis & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Rash Curtis & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Rash Curtis & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Rash Curtis & Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Rash Curtis & Associates accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.