If Rauch-Milliken International is showing up on your credit report, it usually means they’re trying to collect a debt. Collection accounts can hurt your credit score, but you have options to get them removed.
Who Is Rauch-Milliken International, Inc.?
Rauch-Milliken International, Inc. (RMI) is a debt collection agency based in Metairie, Louisiana. They specialize in recovering unpaid debts for businesses.
If their name appears on your credit report, they are trying to collect money they believe you owe.
What Types of Debts Does Rauch-Milliken International Collect?
Rauch-Milliken International focuses on commercial debt collection. This means they help businesses recover debts owed by other businesses, often involving large balances.
Some of the companies they’ve collected for include:
- Coca-Cola
- DISH Network
- Stanley Tools
- Black & Decker
Is Rauch-Milliken International a Legitimate Company?
Yes, Rauch-Milliken International is a real, authorized debt collection agency. That doesn’t mean every account they pursue is correct. Always verify the details before agreeing to pay.
Errors happen, and incorrect collection accounts can damage your credit report unnecessarily.
How to Remove Rauch-Milliken International from Your Credit Report
A collection account can stay on your credit report for up to seven years, but there are steps you can take to remove it sooner:
- Dispute inaccurate information – If the debt is wrong, outdated, or incomplete, file a dispute with the credit bureaus. They must investigate and correct or remove errors.
- Negotiate a pay-for-delete agreement – Some agencies will agree to remove the account if you settle the debt. Get any agreement in writing before making a payment.
- Work with a credit repair company – Professionals can help challenge collection accounts and dispute errors on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Rauch-Milliken International?
Before reaching out, make sure the debt is legitimate. Here’s why:
- Credit reports often contain mistakes.
- Some debts may be beyond the statute of limitations, which means they can’t sue you for it.
- Making a payment could reset the clock on how long the debt affects your credit.
If you’re unsure, working with a credit repair company can help you handle the situation and avoid costly mistakes.
Can Rauch-Milliken International Sue You or Garnish Your Wages?
Yes, they can sue you to collect the debt. If they win, they could:
- Garnish your wages
- Freeze your bank accounts
- Place a lien on your property, depending on state laws
Lawsuits are usually a last resort because they take time and money. Most collection agencies prefer to resolve the debt through phone calls, letters, or settlement offers.
Rauch-Milliken International Contact Information
Here’s how to get in touch with them:
Address:
Rauch-Milliken International, Inc.
4400 Trenton St.
Metairie, LA 70006
Phone Numbers:
(800) 237-8430 or (504) 837-6995
Complaints Against Rauch-Milliken International
Like many collection agencies, Rauch-Milliken International has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Inaccurate reporting on credit reports
- Harassment or aggressive tactics
- Failure to properly verify the debt
If your rights are being violated, you can file a complaint with the CFPB or BBB.
Know Your Rights When Dealing with Rauch-Milliken International
Debt collectors must follow federal and state laws, including the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). You have the right to:
- Dispute false or incomplete information on your credit report
- Request a debt validation letter to prove the debt is yours and the amount is correct
- Be free from harassment, threats, or abusive language
- Receive clear communication that they are a debt collection agency
- Avoid threats of arrest for unpaid debts
Knowing your rights gives you more control when dealing with collection agencies.
Ready to Remove Rauch-Milliken International from Your Credit Report?
A collection account can drag down your credit, but you don’t have to handle it alone. Credit Saint has over 15 years of experience helping people dispute incorrect collection accounts. They even offer a 90-day money-back guarantee for extra peace of mind.
Ready to get started? Visit their website or call (855) 281-1510 today.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
