Rauch-Milliken International

Who is Rauch-Milliken International, Inc.?

Rauch-Milliken International, Inc. (RMI) is a debt collection agency based in Metairie, Louisiana. The agency aids businesses in recovering outstanding payments, helping maintain their financial health.

If you see RMI listed on your credit report as a collections account, it means they are responsible for collecting a debt you owe. This usually happens when a bill is unpaid.

Who does Rauch-Milliken International collect for?

Rauch-Milliken International focuses primarily on the collection of commercial debt. This means they work with businesses to collect debts owed by other businesses, which often involves substantial sums.

Among their clientele are several prominent companies, including Coca-Cola, Stanley Tools, DISH Network, and Black & Decker.

Is Rauch-Milliken International legit or a scam?

Rauch-Milliken International is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Rauch-Milliken International from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Rauch-Milliken International, Inc. Contact Information

Address:

Rauch-Milliken International, Inc.
4400 Trenton St.
Metairie, LA 70006

Phone number: (800) 237-8430 or (504) 837-6995

Should I contact or pay Rauch-Milliken International, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Rauch-Milliken International is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rauch-Milliken International on behalf of their clients.

Will Rauch-Milliken International, Inc. sue me or garnish my wages?

Rauch-Milliken International, Inc. (RMI) can file a lawsuit against you for unpaid debts. If they win the lawsuit, they may obtain a judgment that could potentially grant them the right to garnish your wages or levy your bank account, based on the laws in your state or jurisdiction.

However, a lawsuit is generally a last resort due to the time-consuming and costly nature of legal proceedings. RMI may instead prefer to negotiate a payment plan or reach a settlement agreement.

Rauch-Milliken International, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Rauch-Milliken International, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Rauch-Milliken International to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Rauch-Milliken International cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Rauch-Milliken International must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Rauch-Milliken International cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Rauch-Milliken International From Your Credit Report Today!

Credit Saint can help you dispute Rauch-Milliken International collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.