How to Remove RCVL PER MNG From Your Credit Report

Who is RCVL PER MNG?

RCVL PER MNG, also known as Receivables Performance Management, is a debt collection agency based in Lynnwood, Washington. This agency is in the business of collecting unpaid debts on behalf of various creditors.

If you owe a debt that you have failed to pay, the original creditor may sell or assign the debt to a collection agency like RCVL PER MNG.

Who does RCVL PER MNG collect for?

RCVL PER MNG services a diverse range of industries, which includes the auto finance sector, bankcard and financial industry, commercial sector, healthcare providers, retail businesses, state and local governments, telecommunications firms, and utilities.

Is RCVL PER MNG legit or a scam?

RCVL PER MNG is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove RCVL PER MNG from my credit report?

RCVL PER MNG collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Receivables Performance Management Contact Information

Address:

Receivables Performance Management, LLC
20818 44th Ave W #140
Lynnwood, WA 98036

Phone number: (866) 269-9306

Is It a Good Idea to Contact or Pay RCVL PER MNG?

Before reaching out to a collection agency, ensure the debt is valid and reported accurately. Credit reports can sometimes contain mistakes, and debts listed may no longer be enforceable. Additionally, paying an old debt could reset the statute of limitations, which might negatively affect your credit.

Working with a credit repair professional can be a more effective solution. They help remove millions of negative entries each year, including those from RCVL PER MNG.

Will Receivables Performance Management sue me or garnish my wages?

Receivables Performance Management may have the legal right to sue you for unpaid debts. Winning a lawsuit could allow them to garnish your wages, levy your bank accounts, or place a lien on your property.

However, these measures typically represent a last resort, given the costs and complications associated with legal proceedings. Most agencies would prefer to negotiate a payment plan or reach a settlement before initiating legal action.

Receivables Performance Management Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include inaccurate reporting, harassment, and failure to verify debts. If Receivables Performance Management is harassing you, filing a complaint may be an option to consider.

You are protected by consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These laws allow you to dispute credit report errors and ensure that debt collectors treat you with fairness and respect.

Your Rights When Dealing with RCVL PER MNG

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for RCVL PER MNG to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• RCVL PER MNG cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• RCVL PER MNG must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• RCVL PER MNG cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove RCVL PER MNG From Your Credit Report Today!

Credit Saint has extensive experience disputing RCVL PER MNG accounts. With more than 15 years of success, they’ve consistently helped clients remove inaccurate entries from their credit reports.

If you’re frustrated with debt collectors and looking to boost your credit, partnering with a reputable credit repair company can make a difference.

They’ve helped countless people in similar situations. Visit their website or call (855) 281-1510 for a free credit consultation and discover how they can assist you.