Receivables Outsourcing

Who is Receivables Outsourcing, Inc.?

Receivables Outsourcing, Inc. (ROI) is a debt collection agency based in Timonium, Maryland. Their role involves helping companies, especially those in the healthcare sector, retrieve overdue payments. ROI was recently acquired by Cognizant, a multinational technology company.

You may see ROI listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Receivables Outsourcing collect for?

Receivables Outsourcing primarily provides debt collection services to the healthcare sector, including hospitals, physicians’ groups, and other medical service providers.

Is Receivables Outsourcing legit or a scam?

Receivables Outsourcing is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Receivables Outsourcing from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Receivables Outsourcing, Inc. (ROI) Contact Information

Address:

Receivables Outsourcing, Inc.
1920 Greenspring Dr. Ste 200
Timonium, MD 21093

Mailing address:

Receivables Outsourcing, Inc.
PO Box 549
Timonium, MD 21094

Phone number: (800) 234-1357 or (410) 616-2500

Should I contact or pay Receivables Outsourcing, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Receivables Outsourcing is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivables Outsourcing, Inc. on behalf of their clients.

Will Receivables Outsourcing, Inc. sue me or garnish my wages?

Receivables Outsourcing, Inc. (ROI) does have the ability to file a lawsuit against you for unpaid debts. If they win the lawsuit, they could potentially obtain a judgment that grants them the right to garnish your wages or levy your bank account, depending on the laws in your state or jurisdiction.

However, it’s important to note that a lawsuit is often a last resort for debt collection due to the costliness and time-consuming nature of the process. ROI may instead opt to negotiate a payment plan or a settlement agreement with you.

Receivables Outsourcing, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Receivables Outsourcing, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Receivables Outsourcing, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Receivables Outsourcing, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Receivables Outsourcing, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Receivables Outsourcing, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Receivables Outsourcing From Your Credit Report Today!

Credit Saint can assist you in disputing Receivables Outsourcing collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.