If Receivables Performance Management has shown up on your credit report, your credit score could be suffering. Here’s how they operate—and how to get them removed.
Who Is Receivables Performance Management?
Receivables Performance Management, LLC (RPM) is a debt collection agency based in Lynnwood, Washington. They work with businesses and service providers to recover unpaid debts from consumers.
If you see Receivables Performance Management listed on your credit report, it likely means a past-due account has been sent to them for collection.
Who Does Receivables Performance Management Collect For?
Receivables Performance Management works with companies across several industries, including:
- Auto finance
- Financial services and bankcards
- Commercial accounts
- Healthcare providers
- Retail and consumer goods
- Government agencies
- Utilities and telecommunications
They handle a wide range of debts, from unpaid loans and medical bills to utility balances and overdue retail accounts.
Is Receivables Performance Management Legitimate?
Yes, Receivables Performance Management is a real debt collection agency. But even legitimate companies can report inaccurate information, so it’s always important to verify the details before making payments or agreeing to terms.
How to Remove Receivables Performance Management From Your Credit Report
A collection account can stay on your credit report for up to seven years, damaging your credit score the entire time. But there are steps you can take to remove it:
- Dispute inaccurate information: If the account is incorrect or does not belong to you, file a dispute with the credit bureaus to have it corrected or removed.
- Request debt validation: You have the right to ask Receivables Performance Management to provide proof that the debt is valid and the amount is accurate. If they cannot, they must remove the account.
- Negotiate a pay-for-delete: Some agencies will agree to remove the account from your credit report if you settle the debt. Always get this agreement in writing before sending payment.
- Work with a credit repair service: Professionals can dispute the account or negotiate removal on your behalf, saving you time and stress.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Receivables Performance Management?
Before contacting them, review your credit report to confirm the debt is legitimate. Credit reports often contain errors, and paying a debt without verifying the details can reset the clock, keeping the negative account on your credit report longer.
If the debt is valid, you can explore settlement or pay-for-delete options. Many people prefer to work with a credit repair company to avoid dealing directly with collectors.
Can Receivables Performance Management Sue or Garnish Wages?
Yes, Receivables Performance Management has the legal right to sue for unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
The actions they can take depend on your state’s laws. However, lawsuits are usually a last resort, as legal action is costly and time-consuming for both parties.
Complaints About Receivables Performance Management
Like many debt collectors, Receivables Performance Management has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
The most common complaints include:
- Inaccurate credit reporting
- Harassing or excessive phone calls
- Failure to verify debts
If your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Receivables Performance Management
You are protected by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws ensure:
- Receivables Performance Management cannot report false or incomplete information about you.
- You have the right to request written proof that the debt is valid and the amount is accurate.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten arrest or legal action they are not legally allowed to take.
Receivables Performance Management Contact Information
Address:
Receivables Performance Management, LLC
20818 44th Ave W #140
Lynnwood, WA 98036
Mailing Address:
Receivables Performance Management, LLC
PO Box 1548
Lynnwood, WA 98046
Phone: (866) 269-9306
Get Help Removing Receivables Performance Management From Your Credit Report
Dealing with collection accounts like Receivables Performance Management can feel overwhelming, but you do not have to handle it alone. Credit Saint has helped thousands of people remove negative accounts from their credit reports.
They have been doing this for over 15 years—and they even offer a 90-day money-back guarantee for peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
