Receivables Performance Management

Who is Receivables Performance Management?

Receivables Performance Management, LLC (RPM) is a debt collection agency located in Lynnwood, Washington. They serve as a third-party collector, intervening on behalf of businesses and service providers to collect overdue payments.

If you see RPM listed on your credit report, it generally means that you have an unpaid debt that has been transferred or sold to them for collection.

Who does Receivables Performance Management collect for?

Receivables Performance Management provides debt collection services across various sectors, including auto finance, bankcard and financial, commercial, healthcare, retail, state and local government, telecommunications, and utilities.

Is Receivables Performance Management legit or a scam?

Receivables Performance Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Receivables Performance Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Receivables Performance Management, LLC Contact Information

Address:

Receivables Performance Management, LLC
20818 44th Ave W #140
Lynnwood, WA 98036

Mailing address:

Receivables Performance Management, LLC
PO Box 1548
Lynnwood, WA 98046

Phone number: (866) 269-9306

Should I contact or pay Receivables Performance Management?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Receivables Performance Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivables Performance Management on behalf of their clients.

Will Receivables Performance Management sue me or garnish my wages?

Receivables Performance Management has the legal authority to sue for unpaid debts. If they take you to court and win the case, they could potentially garnish your wages or take other legal actions to recoup the debt, depending on the laws of your specific state.

However, remember that taking legal action such as filing a lawsuit is often a last resort for debt collectors due to the cost and time involved. More commonly, they may prefer to negotiate a payment plan or a settlement with you.

Receivables Performance Management Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Receivables Performance Management, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Receivables Performance Management

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Receivables Performance Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send Receivables Performance Management a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Receivables Performance Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Receivables Performance Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Receivables Performance Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Receivables Performance Management From Your Credit Report Today!

Credit Saint can assist you in disputing Receivables Performance Management accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.