Who is Receivables Performance Management?
Receivables Performance Management, LLC (RPM) is a debt collection agency located in Lynnwood, Washington. They serve as a third-party collector, intervening on behalf of businesses and service providers to collect overdue payments.
If you see RPM listed on your credit report, it generally means that you have an unpaid debt that has been transferred or sold to them for collection.
Who does Receivables Performance Management collect for?
Receivables Performance Management provides debt collection services across various sectors, including auto finance, bankcard and financial, commercial, healthcare, retail, state and local government, telecommunications, and utilities.
Is Receivables Performance Management legit or a scam?
Receivables Performance Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Receivables Performance Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Receivables Performance Management, LLC Contact Information
Address:
Receivables Performance Management, LLC
20818 44th Ave W #140
Lynnwood, WA 98036
Mailing address:
Receivables Performance Management, LLC
PO Box 1548
Lynnwood, WA 98046
Phone number: (866) 269-9306
Should I contact or pay Receivables Performance Management?
Before reaching out to Receivables Performance Management, ensure the debt is both legitimate and accurately reported on your credit report. Mistakes can occur, and debts may appear that are no longer valid. Keep in mind that making a payment could reset the statute of limitations, which might negatively affect your credit.
A credit repair professional can assist you in dealing with Receivables Performance Management. They work to remove negative items from credit reports and help clients resolve collection issues efficiently.
Will Receivables Performance Management sue me or garnish my wages?
Receivables Performance Management has the legal authority to sue for unpaid debts. If they take you to court and win the case, they could potentially garnish your wages or take other legal actions to recoup the debt, depending on the laws of your specific state.
However, remember that taking legal action such as filing a lawsuit is often a last resort for debt collectors due to the cost and time involved. More commonly, they may prefer to negotiate a payment plan or a settlement with you.
Receivables Performance Management Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Receivables Performance Management, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Receivables Performance Management
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Receivables Performance Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send Receivables Performance Management a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Receivables Performance Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Receivables Performance Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Receivables Performance Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Receivables Performance Management From Your Credit Report Today!
Credit Saint can assist in disputing collection accounts, including those from Receivables Performance Management. With over 15 years of experience, they have a strong track record of helping clients remove incorrect or negative entries from their credit reports.
If you’re frustrated with dealing with debt collectors and want to improve your credit, consider working with Credit Saint. They’ve helped many people in similar situations. Visit their website or call (855) 281-1510 for a free credit consultation to explore your options.
