Recovery Partners

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Is Recovery Partners hurting your credit score?

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Who is Recovery Partners, LLC?

Recovery Partners, LLC is a debt collection agency located in Scottsdale, Arizona. They function as an intermediary between creditors and debtors to recover unpaid debts.

If you find their name on your credit report as a collections account, it signifies that you have an unresolved debt. Typically, these debts arise from situations where a person has been unable to settle a bill.

Who does Recovery Partners collect for?

Recovery Partners works for a variety of clients, including insurance companies like Farmers Insurance and various other creditors across different industries.

Is Recovery Partners legit or a scam?

Recovery Partners is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Recovery Partners from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Recovery Partners, LLC Contact Information

Address:

Recovery Partners, LLC
4151 N Marshall Way Ste 12
Scottsdale, AZ 85251

Phone number: (480) 747-9888

Should I contact or pay Recovery Partners, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Recovery Partners is to work with a credit repair professional. They help remove millions of negative items every year from companies like Recovery Partners, LLC on behalf of their clients.

Will Recovery Partners, LLC sue me or garnish my wages?

Whether Recovery Partners, LLC will sue you or garnish your wages depends on several factors, including the amount of the debt and the laws in your state. In general, it is possible for a debt collection agency to sue a debtor for unpaid debts. If the agency wins the lawsuit, it may receive a judgment allowing it to garnish the debtor’s wages, depending on the state laws.

However, before a lawsuit occurs, most collection agencies prefer to negotiate a payment plan or settlement with the debtor. It’s usually less costly and more efficient to work out a payment arrangement than to go through the court system.

Recovery Partners, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Recovery Partners, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Recovery Partners to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Recovery Partners may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Recovery Partners must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Recovery Partners cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Recovery Partners From Your Credit Report Today!

Credit Saint can assist you in disputing Recovery Partners collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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