Seeing MED-1 Solutions on your credit report can be frustrating, especially if you’re working to improve your credit score. Here’s how this collection agency operates, your rights, and what to do to remove them from your credit report.
Who Is MED-1 Solutions, LLC?
MED-1 Solutions, LLC is a debt collection agency based in Greenwood, Indiana. They focus on recovering unpaid debts for healthcare providers.
If you owe medical bills that haven’t been paid, the original provider may send your account to MED-1 Solutions for collections. When that happens, their name may appear on your credit report as a collections account.
Who Does MED-1 Solutions Collect For?
MED-1 Solutions works with healthcare providers to collect unpaid medical debts. Their clients may include:
- Hospitals
- Clinics
- Physician offices
- Specialists
- Other medical service providers
The debt they pursue typically comes from medical bills, treatment costs, or related healthcare services.
Is MED-1 Solutions Legitimate?
Yes, MED-1 Solutions is a real company. They are authorized to collect debts for their healthcare clients. That said, you should always confirm the details of any debt before making payments.
Mistakes can happen, and it’s your right to verify any account they claim you owe.
How to Remove MED-1 Solutions From Your Credit Report
Collections accounts can stay on your credit report for up to seven years, but there are steps you can take to address them:
- Dispute Any Errors: Check your credit report for inaccuracies. If the account doesn’t belong to you or the information is wrong, file a dispute with the credit bureaus.
- Request Debt Validation: You can send MED-1 Solutions a written request asking them to validate the debt. They must prove the debt is yours and that the amount is correct.
- Negotiate a Pay-for-Delete: In some situations, you may be able to settle the debt in exchange for having the account removed from your credit report. Always get this agreement in writing.
- Work With a Credit Repair Company: Professional credit repair services help people dispute questionable accounts and work to remove negative items from credit reports.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay MED-1 Solutions?
Before reaching out or making payments, take the time to:
- Verify the debt details
- Request validation in writing
- Understand that making a payment may restart the statute of limitations, which could give the agency more time to pursue legal action
Many people work with credit repair experts to avoid mistakes and improve their chances of getting negative marks removed.
Can MED-1 Solutions Sue You or Garnish Wages?
Yes, MED-1 Solutions can take legal action to recover unpaid debts. If they sue you and win, they could get a court judgment that allows:
- Wage garnishment
- Bank account levies
- Other collection methods allowed under state laws
Lawsuits are often a last resort, but ignoring collection efforts increases your risk. Taking action early helps you avoid legal trouble.
MED-1 Solutions Complaints
Like many debt collectors, MED-1 Solutions has received complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Incorrect information reported to the credit bureaus
- Harassing phone calls
- Failure to properly validate debts
If you believe your rights are being violated, file a complaint with the CFPB or BBB and document all interactions.
Your Rights When Dealing With MED-1 Solutions
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws protect you from unfair treatment:
- MED-1 Solutions cannot report false or incomplete information about you
- You have the right to request debt validation within 30 days of their first contact
- They cannot threaten, harass, or use abusive language
- They must clearly identify themselves as a debt collector attempting to collect a debt
- They cannot threaten arrest or make false legal claims
Knowing your rights helps you handle the situation with confidence.
MED-1 Solutions Contact Information
Mailing Address:
MED-1 Solutions, LLC
517 US-31, Suite 600
North Greenwood, IN 46142
Phone Number:
(888) 323-0811
Ready to Get MED-1 Solutions Off Your Credit Report?
If MED-1 Solutions is affecting your credit, you don’t have to deal with it alone. Credit Saint has helped thousands of clients dispute inaccurate items and improve their credit reports.
They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to get started today and work toward a stronger credit profile.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
