If Revenue Recovery Corporation has appeared on your credit report, your credit score could be taking a hit. Here’s what you need to know—and how to remove them.
Who Is Revenue Recovery Corporation?
Revenue Recovery Corporation (RRC) is a debt collection agency originally based in Knoxville, Tennessee. They work with businesses to collect unpaid debts from consumers.
Recently, Revenue Recovery Corporation merged with Wakefield & Associates, another large collection agency headquartered in Aurora, Colorado. Together, they serve a wider range of clients across the country.
If you see Revenue Recovery Corporation listed on your credit report, it likely means an unpaid account has been turned over to them for collection.
Who Does Revenue Recovery Corporation Collect For?
Revenue Recovery Corporation collects debts for a variety of businesses and organizations, including:
- Hospitals and healthcare providers
- Utility companies
- Credit card issuers
- Retail businesses
- Municipal governments
The debts they collect can include unpaid medical bills, utility balances, credit card accounts, retail financing, and even overdue city fees.
Is Revenue Recovery Corporation Legitimate?
Yes, Revenue Recovery Corporation is a real debt collection agency. But even legitimate companies can report inaccurate information, so it’s always important to verify the debt before making payments or agreeing to any terms.
How to Remove Revenue Recovery Corporation From Your Credit Report
A collection account can stay on your credit report for up to seven years, lowering your credit score the entire time. But there are steps you can take to remove it:
- Dispute incorrect information: If the account contains errors or does not belong to you, file a dispute with the credit bureaus to have it corrected or removed.
- Request debt validation: You have the right to ask Revenue Recovery Corporation to provide proof that the debt is valid and the amount is accurate. If they cannot, they must remove the account from your credit report.
- Negotiate a pay-for-delete: In some cases, collection agencies will agree to remove the account from your credit report if you settle the debt. Always get this agreement in writing before sending any payment.
- Work with a credit repair service: Professionals can dispute collection accounts or negotiate removal on your behalf, saving you time and frustration.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Revenue Recovery Corporation?
Before reaching out, review your credit report to confirm the debt is legitimate. Credit reports often contain errors, and paying a debt without verifying the details can restart the clock, keeping the negative account on your credit report longer.
If the debt is valid, you can explore settlement or pay-for-delete options. Many people choose to work with a credit repair company to avoid dealing with collectors directly.
Can Revenue Recovery Corporation Sue or Garnish Wages?
Yes, Revenue Recovery Corporation has the legal right to sue for unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
The actions they can take depend on your state’s laws. However, lawsuits are typically a last resort, as legal action is costly and time-consuming for both sides.
Complaints About Revenue Recovery Corporation
Like many collection agencies, Revenue Recovery Corporation has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Common complaints include:
- Inaccurate credit reporting
- Harassing or excessive phone calls
- Failure to verify debts
If your rights are being violated, you can file a formal complaint with the CFPB or BBB.
Revenue Recovery Corporation Contact Information
Addresses:
Revenue Recovery Corporation
10800 E Bethany Dr.
Aurora, CO 80014
Revenue Recovery Corporation
7005 Middlebrook Pike
Knoxville, TN 37909
Phone: (720) 246-2400 or (865) 971-1301
Get Help Removing Revenue Recovery Corporation From Your Credit Report
Dealing with collection accounts like Revenue Recovery Corporation can be stressful, but you do not have to manage it alone. Credit Saint has helped thousands of people remove negative accounts from their credit reports.
With over 15 years of experience, they’ve assisted consumers in improving their credit—and they even offer a 90-day money-back guarantee for peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
