Who is RMC of America?
RMC of America is a debt collection agency based in White Hall, Arkansas. Their primary function is to recover outstanding debts on behalf of other businesses.
If you’ve neglected a payment or overlooked a bill, RMC of America might get involved, and as a result, their name could appear on your credit report.
Who does RMC of America collect for?
RMC of America serves a broad spectrum of businesses by collecting unpaid debts on their behalf. This includes companies within the healthcare sector, such as hospitals and medical practices, where they handle debts like unpaid medical bills. In addition, they work with utility companies to recover costs for unpaid services like gas, electricity, or water.
Is RMC of America legit or a scam?
RMC of America is a legitimate company. They’ve been in business since 1941, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RMC of America from my credit report?
RMC of America collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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RMC of America Contact Information
RMC of America
7401 Dollarway Rd
White Hall, AR 71602
Phone number: (877) 448-2302 or (870) 535-1220
Should I contact or pay RMC of America?
Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with RMC of America is to work with a credit repair professional. They help remove millions of negative items every year from companies like RMC of America on behalf of their clients.
Will RMC of America sue me or garnish my wages?
RMC of America could potentially take legal action against a debtor in an effort to recover unpaid debts. This might include filing a lawsuit. If the court issues a judgment in favor of the agency, wage garnishment could be one method of debt repayment that’s ordered. This involves a certain percentage of your income being automatically deducted to pay back the owed debt.
However, remember that lawsuits are typically seen as a last resort due to the time and money they involve. Most debt collectors would likely prefer to negotiate a payment plan or settlement directly with the debtor before resorting to legal action.
RMC of America Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
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Credit Saint can assist you in disputing RMC collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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