Rocket Receivables

Is Rocket Receivables hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Rocket Receivables?

Rocket Receivables is a debt collection agency based in Wilmington, Delaware, which operates under the umbrella of Transworld Systems, Inc. (TSI), a larger financial services company. As a collection agency, Rocket Receivables works on behalf of various businesses and organizations to recover overdue payments or debts.

If you see them listed on your credit report, it’s likely because you have an unpaid debt or bill that has been assigned to them for collection.

Who does Rocket Receivables collect for?

Rocket Receivables provides collection services for a wide range of industries, helping them recover past due accounts. They work with businesses and professional services firms, contracted services and trade businesses, educational institutions, healthcare providers, and both residential and commercial services companies.

Is Rocket Receivables legit or a scam?

Rocket Receivables is a legitimate company. However, they may engage in frequent and potentially irritating communications, such as repeated calls, text messages, or emails, to collect debts.

How can I remove Rocket Receivables from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Rocket Receivables Contact Information


Transworld Systems
150 N Field Dr.
Lake Forest, IL 60045

Mailing Address:

Rocket Receivables
PO Box 15618
Wilmington, DE 19850

Phone number: (844) 822-3534

Should I contact or pay Rocket Receivables?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Rocket Receivables is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rocket Receivables on behalf of their clients.

Will Rocket Receivables sue me or garnish my wages?

As a debt collection agency, Rocket Receivables is legally entitled to file a lawsuit against individuals who fail to pay their debts. If they win the lawsuit, and depending on the laws in your specific jurisdiction, they could potentially garnish your wages as a means to recoup the debt.

However, it’s important to remember that a lawsuit is typically a last resort for debt collection agencies. Most would rather work out a payment plan or settlement to avoid the time and expense of court proceedings.

Rocket Receivables Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Rocket Receivables

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Rocket Receivables to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Rocket Receivables may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Rocket Receivables must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Rocket Receivables cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Rocket Receivables From Your Credit Report Today!

Lexington Law can assist you in disputing Rocket Receivables collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.