If Rozlin Financial Group is showing up on your credit report, it could be lowering your credit score. Here’s how to handle this collection agency and the steps you can take to remove their account.
Who Is Rozlin Financial Group?
Rozlin Financial Group, Inc. (RFGI) is a debt collection agency based in Sycamore, Illinois. They collect unpaid debts for businesses trying to recover money owed by consumers.
If they appear on your credit report, it means an account in your name has been sent to collections. This can hurt your credit score and stay on your report for up to seven years if not addressed.
Who Does Rozlin Financial Group Collect For?
Rozlin Financial Group works with original creditors from different industries, including:
- Healthcare providers
- Financial services companies
- Retail businesses
- Utility companies
Their job is to collect past-due balances that businesses have been unable to recover directly.
Is Rozlin Financial Group Legitimate?
Yes, Rozlin Financial Group is a real debt collection agency. But not every account they report is accurate. Credit reporting mistakes happen, so always verify the details before making a payment.
You have the right to request proof that the debt belongs to you and that the amount is correct.
How to Remove Rozlin Financial Group From Your Credit Report
Collections can damage your credit for years, but there are ways to get them removed:
- Dispute Inaccurate Information: If the account details are incorrect or incomplete, file a dispute with the credit bureaus to have it removed.
- Negotiate a Pay-for-Delete: Some collectors agree to remove the account if you settle the debt. Get this agreement in writing before sending payment.
- Work With a Credit Repair Company: Credit repair experts can challenge negative accounts and help clean up your credit report.
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Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Rozlin Financial Group?
Before contacting them, confirm the debt is valid and still within your state’s statute of limitations. Making a payment can restart the reporting period, keeping the account on your credit report longer.
Many people choose to work with credit repair professionals who know how to handle companies like Rozlin Financial Group and protect their credit.
Can Rozlin Financial Group Sue You or Garnish Your Wages?
They have the legal right to sue for unpaid debts. If they win the lawsuit, they could garnish your wages, levy your bank account, or place a lien on your property, depending on your state’s laws.
That said, lawsuits are costly and time-consuming. Most debt collectors prefer to resolve accounts through payment plans or settlements before taking legal action.
Complaints About Rozlin Financial Group
Like many collection agencies, Rozlin Financial Group has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common complaints include:
- Inaccurate reporting
- Harassment or repeated calls
- Failure to verify debts when requested
If your rights are being violated or you’re experiencing harassment, you can file a complaint with these agencies.
Your Rights When Dealing With Rozlin Financial Group
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair collection practices. These laws help ensure your rights are protected.
Here’s what those protections include:
- They cannot report false or incomplete information about you
- You can request debt validation within 30 days. They must prove the debt belongs to you and that the amount is correct
- Harassment, threats, repeated calls, or abusive language are illegal
- They must clearly state who they are and that they are collecting a debt
- They cannot threaten arrest or jail for unpaid debts
Rozlin Financial Group Contact Information
- Address: 1628 DeKalb Ave, Sycamore, IL 60178
- Phone Number: (866) 217-9080
Remove Rozlin Financial Group From Your Credit Report Today
You don’t have to face collections alone. Credit Saint has helped thousands of people dispute inaccurate negative items on their credit reports. They even offer a 90-day money-back guarantee for extra peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
