Who is RSI Enterprises?
RSI Enterprises, Inc. is a debt collection agency based in Glendale, Arizona. As part of their operations, they work with creditors to collect outstanding debts that consumers haven’t paid.
When RSI Enterprises acquires a debt, they may report it to the credit bureaus, which can result in a collections account appearing on your credit report.
Who does RSI Enterprises collect for?
RSI Enterprises collects for a wide range of organizations across different sectors. This includes healthcare providers, such as hospitals and clinics, which may have unpaid medical bills.
It also includes financial institutions, such as banks and credit card companies, that are owed debts from loans or credit card balances, and government organizations, which could involve unpaid taxes or fines.
Is RSI Enterprises legit or a scam?
RSI Enterprises is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RSI Enterprises from my credit report?
Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(Though debt collectors may not want this widely known, it’s your right to be informed.)
Ready to Repair Your Credit?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services assist people in getting their credit back on track.
They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
RSI Enterprises, Inc. Contact Information
Addresses:
RSI Enterprises, Inc.
5440 W Northern Ave
Glendale, AZ 85301
RSI Enterprises, Inc.
13921 Park Center Road, Suite 120
Herndon, VA 20171
Phone number: (800) 774-4003 or (800) 774-2455
Should I contact or pay RSI Enterprises?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with RSI Enterprises is to work with a credit repair professional. They help remove millions of negative items every year from companies like RSI Enterprises, Inc. on behalf of their clients.
Will RSI Enterprises sue me or garnish my wages?
RSI Enterprises could potentially resort to legal action, including a lawsuit, if a debt remains unpaid. If the court rules in their favor, wage garnishment could be one potential outcome. This is often seen as a last resort, and many collection agencies prefer to set up payment arrangements before reaching this point.
RSI Enterprises, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RSI Enterprises
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for RSI Enterprises to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- RSI Enterprises cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- RSI Enterprises must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- RSI Enterprises cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove RSI Enterprises From Your Credit Report Today!
Credit Saint can help you dispute RSI Enterprises accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.
Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.