RSI Enterprises


Is RSI Enterprises hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is RSI Enterprises?

RSI Enterprises, Inc. is a debt collection agency based in Glendale, Arizona. As part of their operations, they work with creditors to collect outstanding debts that consumers haven’t paid.

When RSI Enterprises acquires a debt, they may report it to the credit bureaus, which can result in a collections account appearing on your credit report.

Who does RSI Enterprises collect for?

RSI Enterprises collects for a wide range of organizations across different sectors. This includes healthcare providers, such as hospitals and clinics, which may have unpaid medical bills.

It also includes financial institutions, such as banks and credit card companies, that are owed debts from loans or credit card balances, and government organizations, which could involve unpaid taxes or fines.

Is RSI Enterprises legit or a scam?

RSI Enterprises is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove RSI Enterprises from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

RSI Enterprises, Inc. Contact Information


RSI Enterprises, Inc.
5440 W Northern Ave
Glendale, AZ 85301

RSI Enterprises, Inc.
13921 Park Center Road, Suite 120
Herndon, VA 20171

Phone number: (800) 774-4003 or (800) 774-2455

Should I contact or pay RSI Enterprises?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with RSI Enterprises is to work with a credit repair professional. They help remove millions of negative items every year from companies like RSI Enterprises, Inc. on behalf of their clients.

Will RSI Enterprises sue me or garnish my wages?

RSI Enterprises could potentially resort to legal action, including a lawsuit, if a debt remains unpaid. If the court rules in their favor, wage garnishment could be one potential outcome. This is often seen as a last resort, and many collection agencies prefer to set up payment arrangements before reaching this point.

RSI Enterprises, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with RSI Enterprises

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for RSI Enterprises to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • RSI Enterprises may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • RSI Enterprises must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • RSI Enterprises cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove RSI Enterprises From Your Credit Report Today!

Credit Saint can assist you in disputing RSI Enterprises accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.