If RSIEH or Rausch Sturm has shown up on your credit report, your credit score could be affected. Here’s what you need to know—and how to get the account removed.
Who Is RSIEH?
RSIEH stands for Rausch, Sturm, Israel, Enerson & Hornik, LLC, a debt collection agency and law firm based in Brookfield, Wisconsin. They now operate under the name Rausch Sturm, LLP.
If you see RSIEH or Rausch Sturm listed on your credit report, it usually means an unpaid debt has been turned over to them for collection.
Who Does RSIEH Collect For?
RSIEH handles debt collection for a wide range of industries, including:
- Auto lenders
- Banks and credit unions
- Commercial lenders
- Credit card companies
- Debt buyers
- Student loan servicers
- Telecommunications providers
- Utility companies
The debts they pursue may include unpaid loans, past-due credit card accounts, utility bills, or other financial obligations.
Is RSIEH Legitimate?
Yes, RSIEH is a real debt collection agency and law firm. But even legitimate companies can report inaccurate information, so it’s always important to verify the debt before making payments or agreeing to any terms.
How to Remove RSIEH From Your Credit Report
A collection account can remain on your credit report for up to seven years, lowering your credit score the entire time. But there are ways to remove it:
- Dispute incorrect information: If the account contains errors or doesn’t belong to you, file a dispute with the credit bureaus to have it corrected or removed.
- Request debt validation: You have the right to ask RSIEH to provide proof that the debt is valid and the amount is accurate. If they cannot, they must remove the account from your credit report.
- Negotiate a pay-for-delete: Some collection agencies will agree to remove the account from your credit report if you settle the debt. Always get this agreement in writing before sending any payment.
- Work with a credit repair service: Professionals can dispute collection accounts or negotiate removal on your behalf, saving you time and frustration.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay RSIEH?
Before contacting RSIEH, review your credit report and confirm the debt is legitimate. Credit reports often contain errors, and paying a debt without verifying the details can restart the clock, keeping the negative account on your credit report longer.
If the debt is valid, you can explore settlement or pay-for-delete options. Many people choose to work with a credit repair company to avoid dealing with collectors directly.
Can RSIEH Sue or Garnish Wages?
Yes, RSIEH has the legal right to sue for unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
The specific actions they can take depend on your state’s laws. However, lawsuits are typically a last resort, as legal action is costly and time-consuming for both sides.
Complaints About RSIEH
Like many collection agencies, RSIEH has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
The most common complaints include:
- Inaccurate credit reporting
- Harassing phone calls
- Failure to verify debts
If your rights are being violated, you can file a formal complaint with the CFPB or BBB.
Your Rights When Dealing With RSIEH
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect you from abusive collection practices. Your rights include:
- RSIEH cannot report false or incomplete information on your credit report.
- You can request written proof that the debt is valid and accurate.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collection agency in all communications.
- They cannot threaten arrest or legal actions they are not legally allowed to take.
RSIEH Contact Information
Address:
Rausch, Sturm, Israel, Enerson & Hornik, LLC
250 N Sunny Slope Road, Suite 300
Brookfield, WI 53005
Phone: (972) 300-1700
Get Help Removing RSIEH From Your Credit Report
Dealing with collection accounts like RSIEH can be stressful, but you don’t have to manage it alone. Credit Saint has helped thousands of people remove negative accounts from their credit reports.
With over 15 years of experience, they’ve assisted consumers in improving their credit—and they even offer a 90-day money-back guarantee for added peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
