Is RSIEH hurting your credit score?

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Who is RSIEH?

RSIEH, short for Rausch, Sturm, Israel, Enerson & Hornik, LLC is a debt collection agency and law firm located in Brookfield, Wisconsin. They are now just Rausch Sturm, LLP.

If you find RSIEH or Rausch Sturm, LLP on your credit report, it indicates that they are handling a collections account linked to your name, which usually signifies an unpaid bill.

Who does RSIEH collect for?

RSIEH is engaged in the collection of various types of debts across a broad spectrum of industries. They work with auto loan providers, banks, commercial lenders, credit card issuers, credit unions, debt buyers, lenders, student loan agencies, telecommunications companies, and utilities providers.

Is RSIEH legit or a scam?

RSIEH is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if they contact you, it’s important to verify any debts they claim you owe before making any payments.

How can I remove RSIEH from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Rausch, Sturm, Israel, Enerson & Hornik, LLC (RSIEH) Contact Information


Rausch, Sturm, Israel, Enerson & Hornik, LLC
250 N Sunny Slope Road Suite 300
Brookfield, WI 53005

Phone number: (972) 300-1700

Should I contact or pay RSIEH?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with RSIEH is to work with a credit repair professional. They help remove millions of negative items every year from companies like RSIEH on behalf of their clients.

Will RSIEH sue me or garnish my wages?

RSIEH is entitled to sue for an unpaid debt. If a lawsuit is successful and a judgment is obtained against you, they may potentially garnish your wages or take other legal action to collect the debt, depending on the laws in your state.

However, it’s important to remember that initiating a lawsuit is often a last resort for many collection agencies. Legal action can be costly and time-consuming, so these agencies typically prefer to work out a payment plan with the debtor.

RSIEH Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with RSIEH

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for RSIEH to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • RSIEH may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • RSIEH must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • RSIEH cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove RSIEH From Your Credit Report Today!

Credit Saint can assist you in disputing RSIEH accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.