Sage Capital Recovery


Is Sage Capital Recovery hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Sage Capital Recovery?

Sage Capital Recovery is a debt collection agency that is located in Hi-Nella, New Jersey. They are involved in the business of collecting debts on behalf of various creditors.

If they are on your credit report, it usually means that they have been assigned or have purchased a debt you owe and are trying to collect on it.

Who does Sage Capital Recovery collect for?

Sage Capital Recovery operates as a third-party debt collector, meaning they collect debts on behalf of original creditors. These creditors could range across various industries, such as credit card companies, healthcare providers, utility companies, and more.

Is Sage Capital Recovery legit or a scam?

Sage Capital Recovery is a legitimate company. However, they might use persistent methods to contact you, such as repeated phone calls, text messages, or emails, in an effort to collect the debt.

How can I remove Sage Capital Recovery from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Sage Capital Recovery Contact Information


Sage Capital Recovery
401 Minnetonka Rd.
Hi-Nella, NJ 08083

Phone number: (866) 757-7243or (856) 773-4724

Should I contact or pay Sage Capital Recovery?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Sage Capital Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like Sage Capital Recovery on behalf of their clients.

Will Sage Capital Recovery sue me or garnish my wages?

Sage Capital Recovery has the ability to sue you for the unpaid debt. If they win a judgment in court, it may lead to wage garnishment or asset seizure, depending on your state’s laws.

However, it’s important to note that not every debt results in such measures. The decision to sue is often based on various factors such as the size of the debt and the potential ability of the debtor to pay back the money.

Sage Capital Recovery Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Sage Capital Recovery

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Sage Capital Recovery to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Sage Capital Recovery may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Sage Capital Recovery must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Sage Capital Recovery cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Sage Capital Recovery From Your Credit Report Today!

Credit Saint can assist you in disputing Sage Capital Recovery collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Meet the author

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