Sage Capital Recovery


Is Sage Capital Recovery hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Sage Capital Recovery?

Sage Capital Recovery is a debt collection agency that is located in Hi-Nella, New Jersey. They are involved in the business of collecting debts on behalf of various creditors.

If they are on your credit report, it usually means that they have been assigned or have purchased a debt you owe and are trying to collect on it.

Who does Sage Capital Recovery collect for?

Sage Capital Recovery operates as a third-party debt collector, meaning they collect debts on behalf of original creditors. These creditors could range across various industries, such as credit card companies, healthcare providers, utility companies, and more.

Is Sage Capital Recovery legit or a scam?

Sage Capital Recovery is a legitimate company. However, they might use persistent methods to contact you, such as repeated phone calls, text messages, or emails, in an effort to collect the debt.

How can I remove Sage Capital Recovery from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Sage Capital Recovery Contact Information


Sage Capital Recovery
401 Minnetonka Rd.
Hi-Nella, NJ 08083

Phone number: (866) 757-7243or (856) 773-4724

Should I contact or pay Sage Capital Recovery?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Sage Capital Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like Sage Capital Recovery on behalf of their clients.

Will Sage Capital Recovery sue me or garnish my wages?

Sage Capital Recovery has the ability to sue you for the unpaid debt. If they win a judgment in court, it may lead to wage garnishment or asset seizure, depending on your state’s laws.

However, it’s important to note that not every debt results in such measures. The decision to sue is often based on various factors such as the size of the debt and the potential ability of the debtor to pay back the money.

Sage Capital Recovery Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Sage Capital Recovery

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Sage Capital Recovery to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Sage Capital Recovery cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Sage Capital Recovery must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Sage Capital Recovery cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Sage Capital Recovery From Your Credit Report Today!

Credit Saint can help you dispute Sage Capital Recovery collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.