Sarma Collections

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Is Sarma Collections hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Sarma Collections, Inc.?

Sarma Collections, Inc. (SCI) is a nationally licensed debt collection agency based in San Antonio, Texas. Their primary role is to recover unpaid debts on behalf of their clients.

If you have an outstanding bill that has been sent to collections, you might see Sarma Collections listed on your credit report as a collections account.

Who does Sarma Collections collect for?

Sarma Collections is a versatile debt collection agency serving various sectors. They recover unpaid debts for financial institutions, healthcare organizations, municipalities, and real estate entities.

They also collect for retail businesses, telecommunications companies, and utility providers. Their work involves managing everything from unpaid loans and medical bills to government-related debts and unpaid utility bills.

Is Sarma Collections legit or a scam?

Sarma Collections is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Sarma Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Sarma Collections, Inc. (SCI) Contact Information

Address:

Sarma Collections, Inc.
555 E Ramsey Rd
San Antonio, TX 78216

Phone number: (800) 955-5238

Should I contact or pay Sarma Collections, Inc.?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Sarma Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Sarma Collections on behalf of their clients.

Will Sarma Collections sue me or garnish my wages?

Sarma Collections, Inc. does have the legal authority to sue you for an unpaid debt. If they win the lawsuit, they may be granted a judgment by the court, which could lead to wage garnishment, a lien on your property, or a levy on your bank account. However, this is typically a last resort for debt collectors, as the legal process can be lengthy and costly.

Sarma Collections, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Sarma Collections, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Sarma Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Sarma Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Sarma Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Sarma Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Sarma Collections From Your Credit Report Today!

Credit Saint can assist you in disputing Sarma Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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