Who is SCA Credit Services?
SCA Credit Services, Inc. is a debt collection agency located in Roanoke, Virginia.
You may see SCA Credit Services listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does SCA Credit Services collect for?
SCA Credit Services specializes in collecting debts for healthcare providers and hospitals.
Is SCA Credit Services legit or a scam?
SCA Credit Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove SCA Credit Services from my credit report?
SCA Credit Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
SCA Credit Services, Inc. Contact Information
Address:
SCA Credit Services, Inc.
1502 Williamson Rd NE, Suite 100
Roanoke, VA 24012
Mailing address:
SCA Credit Services, Inc.
PO Box 824584
Philadelphia, PA 19182
Phone number: (877) 452-9004 or (540) 983-0176
Should I contact or pay SCA Credit Services?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with SCA Credit Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like SCA Credit Services on behalf of their clients.
Will SCA Credit Services sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the debt with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with SCA Credit Services again.
SCA Credit Services, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Remove SCA Credit Services From Your Credit Report Today!
Lexington Law can assist you in disputing SCA accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
