SCA Credit Services


Is SCA Credit Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is SCA Credit Services?

SCA Credit Services, Inc. is a debt collection agency located in Roanoke, Virginia. Their primary responsibility is to manage outstanding debts that individuals owe to various businesses.

If SCA Credit Services appears on your credit report as a collections account, it generally means that they have been assigned or have purchased a debt that you allegedly owe from an original creditor. This typically happens when an individual has defaulted on a payment or bill.

Who does SCA Credit Services collect for?

SCA Credit Services primarily focuses on collecting debts for the healthcare sector. They work with healthcare providers and hospitals to manage and recover outstanding medical bills.

Is SCA Credit Services legit or a scam?

SCA Credit Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove SCA Credit Services from my credit report?

SCA Credit Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

SCA Credit Services, Inc. Contact Information


SCA Credit Services, Inc.
1502 Williamson Rd NE, Suite 100
Roanoke, VA 24012

Mailing address:

SCA Credit Services, Inc.
PO Box 824584
Philadelphia, PA 19182

Phone number: (877) 452-9004 or (540) 983-0176

Should I contact or pay SCA Credit Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with SCA Credit Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like SCA Credit Services on behalf of their clients.

Will SCA Credit Services sue me or garnish my wages?

SCA Credit Services, Inc. does have the legal right to sue you in court for an unpaid debt. If they choose to pursue a lawsuit and the court judgment is in their favor, they could potentially obtain a garnishment order against your wages or bank account, in accordance with your state’s laws.

However, legal action is usually considered a last resort in the debt collection process. Prior to this, debt collectors often attempt to negotiate payment plans or settlements with the debtor.

SCA Credit Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Remove SCA Credit Services From Your Credit Report Today!

Credit Saint can help you dispute SCA accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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