Who is SCA Credit Services?
SCA Credit Services, Inc. is a debt collection agency located in Roanoke, Virginia. They specialize in collecting debts for healthcare providers and hospitals.
You may see SCA Credit Services listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.
Removing SCA Credit Services from Your Credit Report
SCA Credit Services collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have a collection account removed from your credit report before 7 years.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit.
In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.
Call Lexington Law now to learn more: (800) 220-0084
SCA Credit Services, Inc. Contact Information
Address:
SCA Credit Services, Inc.
1502 Williamson Rd NE, Suite 100
Roanoke, VA 24012
Mailing address:
SCA Credit Services, Inc.
PO Box 824584
Philadelphia, PA 19182
Website: https://www.scacreditservices.com
Phone number:(877) 452-9004 or (540) 983-0176
Should I contact or pay SCA Credit Services?
Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse.
The best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like SCA Credit Services for millions of clients nationwide.
And they can help you too.
Will SCA Credit Services sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with SCA Credit Services again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
SCA Credit Services, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If you are being harassed by a debt collector, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and SCA Credit Services, Inc. does too.
Can SCA collection accounts be removed from my credit report?
Lexington Law specializes in disputing SCA accounts. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.