Who is SCA Credit Services?
SCA Credit Services, Inc. is a debt collection agency located in Roanoke, Virginia.
You may see SCA Credit Services listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does SCA Credit Services collect for?
SCA Credit Services specializes in collecting debts for healthcare providers and hospitals.
Is SCA Credit Services legit or a scam?
SCA Credit Services is a legitimate company. They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.
How can I remove SCA Credit Services from my credit report?
SCA Credit Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a professional credit repair company that helps people fix their credit.
In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.
Call Lexington Law now to learn more: (800) 220-0084
SCA Credit Services, Inc. Contact Information
Address:
SCA Credit Services, Inc.
1502 Williamson Rd NE, Suite 100
Roanoke, VA 24012
Mailing address:
SCA Credit Services, Inc.
PO Box 824584
Philadelphia, PA 19182
Website: https://www.scacreditservices.com
Phone number: (877) 452-9004 or (540) 983-0176
Should I contact or pay SCA Credit Services?
Nothing good can come from speaking to a collection agency on the phone. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The best way to handle this is to work with a credit repair professional. They delete millions of negative items every year from companies like SCA Credit Services for millions of clients nationwide.
And they may be able to help you too.
Will SCA Credit Services sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with SCA Credit Services again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
SCA Credit Services, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and SCA Credit Services, Inc. does too.
Remove SCA Credit Services From Your Credit Report Today!
Lexington Law specializes in disputing SCA accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.
If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.
You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.
