Who is Shafer Law Firm?
Shafer Law Firm is a debt collection agency located in Atlanta, Georgia. Their primary role is to recover debts that individuals or businesses have failed to pay.
If you have defaulted on a debt, and it’s been transferred to Shafer Law Firm for recovery, you may see this firm listed on your credit report.
Who does Shafer Law Firm collect for?
Shafer Law Firm’s expertise lies in collecting medical debt on behalf of healthcare providers. These providers can range from hospitals and clinics to individual medical practitioners. The nature of the debt usually stems from unpaid medical bills, charges for procedures, or costs associated with long-term medical care that patients haven’t fulfilled.
Is Shafer Law Firm legit or a scam?
Shafer Law Firm is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Shafer Law Firm from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Shafer Law Firm Contact Information
Address:
Shafer Law Firm
2000 RiverEdge Parkway Ste 590
Atlanta, GA 30328
Phone number: (800) 266-1980
Should I contact or pay Shafer Law Firm?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Shafer Law Firm is to work with a credit repair professional. They help remove millions of negative items every year from companies like Shafer Law Firm on behalf of their clients.
Will Shafer Law Firm sue me or garnish my wages?
If you owe a debt and it is being handled by Shafer Law Firm, it’s possible that they might take legal action against you, which can include suing you for the unpaid debt. If they win a judgment against you in court, they might have the legal right to garnish your wages, or take money directly from your paycheck, to repay the debt. This generally depends on the laws in your state and the nature of the debt.
Shafer Law Firm Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Shafer Law Firm
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Shafer Law Firm to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Shafer Law Firm cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Shafer Law Firm must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Shafer Law Firm cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Shafer Law Firm From Your Credit Report Today!
Credit Saint offers assistance with disputing Shafer Law Firm collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
