If you’ve found Shafer Law Firm listed on your credit report, it likely means there’s a medical debt that’s been sent to collections. Here’s what that means for your credit—and how you can work to get it removed.
Who Is Shafer Law Firm?
Shafer Law Firm is a debt collection agency based in Atlanta, Georgia. They focus on recovering unpaid debts for healthcare providers. If a medical bill goes unpaid, hospitals, clinics, or doctors may hire Shafer Law Firm to collect on their behalf.
When that happens, the collection account can appear on your credit report.
Who Does Shafer Law Firm Collect For?
Shafer Law Firm works with healthcare providers, including:
- Hospitals
- Private medical practices
- Clinics
- Long-term care facilities
The debts they collect are typically tied to unpaid medical bills, charges for procedures, or other healthcare-related costs.
Is Shafer Law Firm a Scam?
Shafer Law Firm is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. Still, always verify any debt they claim you owe before agreeing to payments or admitting responsibility.
How to Remove Shafer Law Firm From Your Credit Report
A collection account can lower your credit score and stay on your credit report for up to seven years. But there are ways to address it:
- Dispute inaccurate information: If the account is wrong or doesn’t belong to you, dispute it with the credit bureaus.
- Request debt validation: You have the right to ask Shafer Law Firm to prove the debt is yours and confirm the amount.
- Negotiate a pay-for-delete: Some collection agencies may agree to remove the account if you settle the debt. Always get written confirmation.
- Work with a credit repair company: Professionals can help challenge negative items and review your credit report for errors.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Shafer Law Firm?
Before contacting them, confirm the debt is valid and still within the statute of limitations. In some cases, making a payment on old debt can restart the reporting period and further hurt your credit.
Many people choose to work with credit repair experts to help with these situations and avoid common mistakes.
Can Shafer Law Firm Sue or Garnish Wages?
Debt collectors like Shafer Law Firm can sue to recover unpaid debts. If they win a court judgment, they may be able to garnish your wages, depending on state laws.
Lawsuits are usually a last resort. In many cases, collection agencies prefer to negotiate a payment plan or settlement to resolve the debt.
Shafer Law Firm Contact Information
Address:
Shafer Law Firm
2000 RiverEdge Parkway, Ste 590
Atlanta, GA 30328
Phone: (800) 266-1980
Complaints About Shafer Law Firm
Like many collection agencies, Shafer Law Firm has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common complaints include:
- Inaccurate information on credit reports
- Harassment or aggressive collection practices
- Failure to provide debt validation
If you feel your rights have been violated, you can submit a complaint to the CFPB or the BBB.
Know Your Rights Under Federal Law
The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you when dealing with debt collectors:
- They cannot report false or incomplete information.
- You can request debt validation within 30 days of first contact.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten arrest for unpaid debts.
Get Help With Shafer Law Firm Collections
Managing collection accounts can be stressful, but you have options. Credit Saint has over 15 years of experience helping people dispute inaccurate credit report entries. They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to learn more about how they can assist with your credit challenges.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
