If Sierra Outsourcing Solutions is showing up on your credit report, it could be lowering your credit score. Here’s what you need to know about this collection agency and how to get their account removed.
Who Is Sierra Outsourcing Solutions?
Sierra Outsourcing Solutions, formerly known as Collection Service of Nevada, is a debt collection agency based in Reno, Nevada. They collect unpaid debts for businesses across several industries.
If you see their name listed on your credit report, it means they’ve reported a collection account, which can hurt your credit score for up to seven years if not addressed.
Who Does Sierra Outsourcing Solutions Collect For?
Sierra Outsourcing Solutions works with a wide range of businesses, including:
- Healthcare providers
- Utility companies
- Financial service companies
- Retail businesses
They’re hired by these businesses to recover unpaid bills, overdue accounts, or other outstanding debts.
Is Sierra Outsourcing Solutions Legitimate?
Yes, Sierra Outsourcing Solutions is a real debt collection agency. But just because they’re legitimate doesn’t mean every account they report is accurate. Credit reporting errors happen, so always verify any debt before paying.
You have the right to request proof that the debt belongs to you and that the amount is correct.
How to Remove Sierra Outsourcing Solutions From Your Credit Report
Collections can damage your credit score for years, but you have options to get them removed:
- Dispute Inaccurate Accounts: If the debt is incorrect, outdated, or incomplete, file a dispute with the credit bureaus to have it removed.
- Negotiate a Pay-for-Delete: Some collection agencies will agree to delete the account if you pay. Get the agreement in writing before making any payments.
- Work With a Credit Repair Service: Credit repair professionals can help challenge collections and improve your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Sierra Outsourcing Solutions?
Before contacting them, confirm the debt is valid and still within your state’s statute of limitations. Making a payment can restart the clock, causing the account to stay on your credit report longer.
Many people choose to work with credit repair experts who understand how to handle companies like Sierra Outsourcing Solutions and protect their credit.
Can Sierra Outsourcing Solutions Sue You or Garnish Your Wages?
They can. Sierra Outsourcing Solutions has the legal right to sue for unpaid debts. If they win in court, they could garnish your wages, levy your bank account, or place a lien on your property, depending on your state’s laws.
That said, lawsuits are expensive and time-consuming, so collection agencies usually try to settle the debt before taking legal action.
Complaints About Sierra Outsourcing Solutions
Like many collection agencies, Sierra Outsourcing Solutions has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common complaints include:
- Incorrect debt reporting
- Harassment or repeated calls
- Failure to verify debts when requested
If you’re experiencing harassment or your rights are being violated, you can file a complaint with these agencies.
Your Rights When Dealing With Sierra Outsourcing Solutions
You are protected by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws prevent abusive practices and protect your credit.
Here’s what those protections include:
- They cannot report false or incomplete information about you.
- You can request debt validation within 30 days. They must prove the debt belongs to you and the amount is accurate.
- Harassment, repeated calls, threats, or abusive language are illegal.
- They must clearly state who they are and that they are collecting a debt.
- They cannot threaten arrest or jail for unpaid debts.
Sierra Outsourcing Solutions Contact Information
- Address: 4600 Kietzke Ln, Suite B119, Reno, NV 89502
- Phone Number: (775) 333-5757
Remove Sierra Outsourcing Solutions From Your Credit Report Today
You don’t have to deal with collections alone. Credit Saint has helped thousands of people challenge inaccurate negative items on their credit reports. They even offer a 90-day money-back guarantee for extra peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
