Statewide Collection Service


Is Statewide Collection Service hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Statewide Collection Service?

Statewide Collection Service, Inc. (SCS) is a debt collection agency based in Salisbury, North Carolina. Their role is to collect debts on behalf of creditors to ensure that they receive the money they are owed.

SCS handles a variety of debt types, but if you see them listed on your credit report, it is likely due to an unpaid bill that has been transferred to them for collection.

Who does Statewide Collection Service collect for?

Statewide Collection Service specializes in the collection of medical debts, with a particular emphasis on serving physician groups. They assist healthcare professionals in collecting payments from patients who have not paid for their medical services.

Is Statewide Collection Service legit or a scam?

Statewide Collection Service is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Statewide Collection Service from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Statewide Collection Service Contact Information


Statewide Collection Service
906 Shaver St
Salisbury, NC 28146

Phone number: (800) 280-1232

Should I contact or pay Statewide Collection Service?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Statewide Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Statewide Collection Service on behalf of their clients.

Will Statewide Collection Service sue me or garnish my wages?

While Statewide Collection Service, like any debt collection agency, could potentially take legal action to recover a debt, such a step is generally viewed as a last resort. Lawsuits are expensive, time-consuming, and do not always guarantee the recovery of the owed funds.

Before resorting to court action, the agency will typically exhaust other avenues, such as phone calls, letters, and attempts to negotiate repayment plans. If these measures don’t yield results, and the agency decides to sue, and if they secure a court judgment in their favor, wage garnishment or a lien on your property could be possible.

Statewide Collection Service Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Statewide Collection Service

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Statewide Collection Service to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Statewide Collection Service may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Statewide Collection Service must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Statewide Collection Service cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Statewide Collection Service From Your Credit Report Today!

Credit Saint can assist you in disputing Statewide Collection Service collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.