Superlative RM


Is Superlative RM hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Superlative RM?

Superlative RM, also known as Superlative Receivables Management or Comstock Holdings, is a debt collection agency based in Elk Grove, California. They handle debt collection for a broad range of sectors.

This agency might appear on your credit report under a collections account, which implies that you have an unpaid debt.

Who does Superlative RM collect for?

Superlative RM boasts a diverse clientele, collecting debts for various types of companies. They cater to auto finance companies, assisting them in retrieving outstanding loan amounts. Similarly, they also serve banks and credit unions, aiding in the collection of defaulted loans or overdue credit card balances.

Credit card companies are another primary client, seeking help to recover unpaid balances from cardholders. Commercial businesses, debt buyers, fintech companies, healthcare providers, and retail card companies are other significant clients who rely on Superlative RM’s expertise to collect outstanding payments.

Is Superlative RM legit or a scam?

Superlative RM is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Superlative RM from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Superlative RM Contact Information


Superlative RM
9355 E Stockton Blvd Ste 210
Elk Grove, CA 95624

Phone number: (888) 558-0692

Should I contact or pay Superlative RM?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Superlative RM is to work with a credit repair professional. They help remove millions of negative items every year from companies like Superlative RM on behalf of their clients.

Will Superlative RM sue me or garnish my wages?

Superlative RM has the legal right to sue you for nonpayment of a debt. However, whether they will take that action depends on several factors, such as the amount of the debt and the company’s specific collection policies. If a judgment is obtained against you in court, it could potentially lead to wage garnishment. It is essential to remember that laws regulating debt collection and garnishment vary by state.

Superlative RM Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Superlative RM

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Superlative RM to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Superlative RM cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Superlative RM must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Superlative RM cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Superlative RM From Your Credit Report Today!

Credit Saint can help you dispute Superlative RM accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.