If Central Financial Control is showing up on your credit report, it could be hurting your credit score. Here’s how to deal with them and explore your options for getting it removed.
Who Is Central Financial Control?
Central Financial Control is the name used by Syndicated Office Systems, LLC, a debt collection agency based in Anaheim, California. They collect unpaid debts, mainly tied to medical bills and healthcare services.
You might see their name listed on your credit report as:
- central finl control
- centrl fincl
- CFC
If they appear, it usually means a healthcare provider turned your unpaid bill over to them.
Who Does Central Financial Control Collect For?
Central Financial Control works with hospitals, clinics, and other healthcare providers. They focus specifically on recovering medical debts.
Many people first hear from Central Financial Control after receiving medical care and then missing a bill. Once the account is turned over to collections, they try to collect the unpaid amount.
Is Central Financial Control Legit?
Yes, Central Financial Control is a legitimate debt collection company. However, that doesn’t mean every account they handle is accurate. It’s important to verify any debt they claim you owe before making payments or providing personal information.
How to Remove Central Financial Control From Your Credit Report
A collection account can lower your credit score and stay on your credit report for up to seven years. But there are ways to address it:
- Dispute Errors: Review your credit report for mistakes. If the debt isn’t yours, is outdated, or contains incorrect details, file a dispute with the credit bureaus.
- Request Debt Validation: You have the right to ask Central Financial Control to prove the debt belongs to you. They must provide written verification within 30 days.
- Negotiate a Pay-for-Delete: Some consumers have success offering payment in exchange for having the collection account removed from their credit report. Get any agreement in writing before sending money.
- Work With a Credit Repair Service: Credit repair professionals deal with companies like Central Financial Control every day. They know how to challenge negative items and improve credit reports effectively.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Central Financial Control?
Before paying any debt, confirm that it’s legitimate and being reported correctly. Paying collections without verifying the details can restart the reporting clock and extend the time it damages your credit.
If you’re unsure how to handle it, working with a reputable credit repair company can help you avoid common mistakes and improve your situation.
Will Central Financial Control Sue or Garnish Wages?
Like most debt collectors, Central Financial Control has the legal right to sue for unpaid debts. If they take you to court and win, they may be allowed to garnish wages or levy your bank account, depending on state laws.
That said, lawsuits tend to be a last resort. Most collection agencies prefer to work out a payment plan or settlement first.
Central Financial Control Complaints
Central Financial Control has received consumer complaints through the Better Business Bureau (BBB) and the Consumer Financial Protection Bureau (CFPB). Common issues include:
- Inaccurate reporting
- Aggressive or repeated phone calls
- Failure to verify debts
If you’re experiencing harassment or your rights are being violated, consider filing a formal complaint.
Your Rights Under the Law
As a consumer, you’re protected by the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These laws make it illegal for debt collectors to:
- Report inaccurate or incomplete information
- Harass or threaten you
- Lie about who they are or what they can do
- Contact you without properly identifying themselves
- Threaten you with arrest or imprisonment
You can also request written proof of the debt and dispute errors on your credit report at any time.
Central Financial Control Contact Information
Central Financial Control
1500 S Douglass Rd
Anaheim, CA 92806
Phone: (800) 300-7192
Remove Central Financial Control From Your Credit Report Today
Dealing with medical debt collections can be stressful, but you have options. Credit Saint has over 15 years of experience helping people remove negative items from their credit reports.
They even back their service with a 90-day money-back guarantee for added peace of mind.
Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
