Synergetic Communication


Is Synergetic Communication hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Synergetic Communication?

Synergetic Communication, Inc., also known as SynCom, is a debt collection agency with locations in Houston, Texas, Hopkins, Minnesota, and Hayden, Idaho. Their primary function is to collect unpaid debts for various businesses.

If you notice Synergetic Communication or SynCom on your credit report as a collections account, it’s an indication that you have an unpaid debt that they are attempting to collect.

Who does Synergetic Communication collect for?

Synergetic Communication operates as an accounts receivable management company with a focus on large balance portfolios primarily in the auto finance and mortgage sectors. However, their services extend to other industries as well, including banking, consumer finance, commercial sectors, credit card companies, telecommunications, and utility providers.

Is Synergetic Communication legit or a scam?

Synergetic Communication is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Synergetic Communication from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Synergetic Communication, Inc. Contact Information


Synergetic Communication, Inc.
5450 Northwest Central Suite 220
Houston, TX 77092

Synergetic Communication, Inc.
750 2nd St. NE Ste 104
Hopkins, MN 55343

Synergetic Communication, Inc.
8596 Wayne Dr. Suite A5
Hayden, ID 83835

Phone number: (800) 580-8615

Should I contact or pay Synergetic Communication, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Synergetic Communication is to work with a credit repair professional. They help remove millions of negative items every year from companies like Synergetic Communications on behalf of their clients.

Will Synergetic Communication sue me or garnish my wages?

Synergetic Communication, Inc. has the legal right to sue for unpaid debts. If they win a lawsuit and obtain a judgment against you, they might have the legal right to garnish your wages or levy your bank account, depending on the specific laws in your state or jurisdiction.

However, it’s important to note that lawsuits are often seen as a last resort due to their associated costs and time commitments. Instead, SynCom is more likely to first attempt to negotiate a payment plan or a settlement.

Synergetic Communication, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Synergetic Communication, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Synergetic Communications to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Synergetic Communication, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Synergetic Communication, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Synergetic Communication, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Synergetic Communication From Your Credit Report Today!

Credit Saint can assist you in disputing Synergetic Communication collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.