If you’ve noticed Synerprise Consulting Services on your credit report, you’re likely dealing with a medical collection. A collection account can hurt your credit score for up to seven years—but there are ways to handle it and possibly get it removed.
Who Is Synerprise Consulting Services?
Synerprise Consulting Services, Inc. (SCS) is a third-party debt collection agency based in Plano, Texas. They work with healthcare providers to collect unpaid medical bills from consumers and often report those accounts to the credit bureaus.
If their name appears on your credit report, it means a medical debt you owe was sent to them for collection.
Who Does Synerprise Consulting Services Collect For?
Synerprise Consulting Services primarily works with healthcare businesses, including:
- Hospitals
- Doctors’ offices
- Private clinics
- Pharmacies
If you’ve fallen behind on medical bills, your healthcare provider may have hired Synerprise Consulting Services to collect the balance.
Is Synerprise Consulting Services Legitimate?
Yes, Synerprise Consulting Services is a real, legally operating debt collection agency. They are authorized to collect debts for healthcare providers. However, you should always confirm any debt they claim you owe is valid before making a payment.
How to Remove Synerprise Consulting Services From Your Credit Report
A collection account can significantly lower your credit score, so addressing it quickly is important. Here are your options for getting it removed:
- Dispute inaccuracies: If any account details—such as the balance, dates, or ownership—are incorrect, you can file a dispute with the credit bureaus. They must investigate and correct any errors.
- Request debt validation: You have the right to ask Synerprise Consulting Services to prove the debt is yours and that the amount is accurate. If they can’t validate the debt, they must stop collection efforts and remove the account from your credit report.
- Negotiate a pay-for-delete: In some cases, you can offer payment in exchange for having the account removed from your credit report. Always get the agreement in writing before sending money.
- Work with a credit repair company: Credit repair professionals help consumers challenge inaccurate collections and may improve your chances of removal.
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Should You Contact or Pay Synerprise Consulting Services?
Before contacting or paying any collection agency, confirm the debt is valid and accurately reported. Credit reports often contain outdated or incorrect information. Making a payment can also restart the statute of limitations, which might give the collector more time to take legal action.
If you’re unsure how to handle the situation, working with a trusted credit repair company can help protect your credit and handle the process effectively.
Can Synerprise Consulting Services Sue You or Garnish Your Wages?
Debt collectors like Synerprise Consulting Services can sue you to recover unpaid debts. If they win in court, they may be able to:
- Garnish your wages
- Withdraw funds from your bank account
- Place a lien on your property (depending on your state’s laws)
Most agencies use lawsuits as a last resort. They typically attempt to recover debts through calls, letters, or payment plans before considering legal action.
Synerprise Consulting Services Complaints
Many debt collectors have complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:
- Inaccurate information reported to credit bureaus
- Harassment or excessive phone calls
- Failure to properly validate debts
If you believe your rights are being violated, you can file a complaint with the CFPB or your state attorney general.
Your Rights When Dealing With Synerprise Consulting Services
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect your rights when dealing with debt collectors like Synerprise Consulting Services.
They cannot:
- Report false or incomplete information about you
- Harass, threaten, or use abusive language
- Call excessively or at unreasonable hours
- Misrepresent who they are or their intentions
- Threaten arrest or jail for unpaid debts
You have the right to:
- Request written debt validation within 30 days of first contact
- Dispute inaccurate information on your credit report
- Be treated fairly and respectfully
Knowing your rights helps you manage the situation with more confidence.
Synerprise Consulting Services Contact Information
Here’s how to reach them if you choose to communicate:
Synerprise Consulting Services, Inc.
2809 Regal Rd., Suite 107
Plano, TX 75075
Phone: (972) 985-0100
Always keep written records of any communication with debt collectors, and avoid making verbal agreements without written confirmation.
Remove Synerprise Consulting Services From Your Credit Report Today
If dealing with collections feels overwhelming, a credit repair service can help. Credit Saint has over 15 years of experience helping clients challenge inaccurate collections, errors, and other negative marks on their credit reports. They even offer a 90-day money-back guarantee for peace of mind.
Getting expert help can make the process easier and help you work toward a better credit score.
Visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
