Who is Thomas George Associates?
Thomas George Associates, Ltd. is a debt collection agency located in East Northport, New York. They assist businesses in the recovery of unpaid debts.
If Thomas George Associates is listed on your credit report as a collections account, this typically indicates an outstanding debt that you haven’t paid.
Who does Thomas George Associates collect for?
Thomas George Associates specializes in debt collection for the insurance industry. They work on behalf of insurance companies that have been unable to recover debt from policyholders. This could be for premiums, deductibles, or any other charges that the policyholder has not paid.
Is Thomas George Associates legit or a scam?
Thomas George Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Thomas George Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Thomas George Associates, Ltd. Contact Information
Address:
Thomas George Associates, Ltd.
10 Larkfield Rd
East Northport, NY 11731
Mailing address:
Thomas George Associates, Ltd.
P.O. Box 30
East Northport, NY 11731
Phone number: (800) 443-8338 or (631) 261-8896
Should I contact or pay Thomas George Associates?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Thomas George Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Thomas George Associates on behalf of their clients.
Will Thomas George Associates sue me or garnish my wages?
Thomas George Associates does have the ability to sue for unpaid debts. If they choose to pursue legal action and are successful in their lawsuit, they could potentially garnish your wages or implement other measures to collect the debt, depending on your local and state laws.
However, it’s important to note that lawsuits are often seen as a last resort due to the costs and time associated. Prior to initiating a lawsuit, most debt collection agencies prefer to work out a payment plan or negotiate a settlement agreement with the debtor.
Thomas George Associates Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Thomas George Associates
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Thomas George Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Thomas George Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Thomas George Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Thomas George Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Thomas George Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Thomas George Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
